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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great product

Easy to use, modern app. Recommended. Reviewed on: 28th March 2022

Great

Great easy to use. Credit building. Reviewed on: 28th March 2022

Fantastic card

Been really handy to have. Brilliant app makes it easy to use. Reviewed on: 28th March 2022

They have been amazing

I had a low credit score but they still gave me a card and a small credit limit for me to manage easy. They recently put this up as I had paid well and only used the credit within my limit Reviewed on: 28th March 2022

Simple, transparent, dynamic.

Simple, transparent and dynamic. Just as a modern lender should be. Reviewed on: 28th March 2022

Best service ever.

Compatible with daily living needs. Reviewed on: 28th March 2022

Great simple service

A great simple and welcom service. Great app and no fuss. Reviewed on: 28th March 2022

Amazing company

Fantastic company, brilliant customer service, user friendly online app Reviewed on: 28th March 2022

Zopa is the best

Zopa are awesome; used there for 2 years now and always offer great things for customers would definatley recommend Reviewed on: 28th March 2022

Fantastic highly recommended

Zopa is fantastic way to build credit it also has great customer service and fantastic value Reviewed on: 28th March 2022

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