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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Brilliant Customer service

Agents are so helpfull Always best Reviewed on: 28th March 2022

Helping put my life on track

Zopa gave me a card to help build my credit rating up since then I’ve been able to get a car so I can take my family out and it’s given me the freedom to build a future Reviewed on: 28th March 2022

Everything you need

Everything you need made simple and easy Reviewed on: 28th March 2022

EXCELLENT SERVICE

EASY TO USE AND COMMUNICATE WITH HIGHLY RECOMMENDED Reviewed on: 28th March 2022

Excellent credit builder

We were offered this card as a credit builder, We use it regularly and so far my credit score as fine up 150 points and climbing, Definitely recommend for people that are serious about rebuilding they’re score Reviewed on: 28th March 2022

Great card

Have enjoyed using this card and the user friendly app Reviewed on: 28th March 2022

Excellent customer service and good quality

Always listening and ready to help Reviewed on: 28th March 2022

Fantastic service

Everything was so easy to set up Reviewed on: 28th March 2022

Great service

Accepted me when others wouldn’t, easy to use and manage. Reviewed on: 28th March 2022

A reasonable rate

A reasonable rate, That allowed me to spend wisely and not cost me higher interest than most. Reviewed on: 28th March 2022

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