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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is the best

Zopa are awesome; used there for 2 years now and always offer great things for customers would definatley recommend Reviewed on: 28th March 2022

Fantastic highly recommended

Zopa is fantastic way to build credit it also has great customer service and fantastic value Reviewed on: 28th March 2022

Super

The best company I love thar Reviewed on: 28th March 2022

fast & simple

fast and simple, fully transparent, Reviewed on: 28th March 2022

Amazing

So good so helpful when needed amazing company Reviewed on: 28th March 2022

Excellent

Customer service is out standing. Reviewed on: 28th March 2022

Great no hassles

Great no hassle card with an easy to use app Reviewed on: 28th March 2022

Great service

Smooth great app love you can access your pin from the app and manage everything on the go ! Reviewed on: 28th March 2022

Perfect way to start rebuilding credit

Easy set up, straightforward app, really good card Reviewed on: 28th March 2022

A breath of fresh air

Zopa has a been so easy to use and a complete breath of fresh air with a brilliant app to boot Reviewed on: 28th March 2022

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