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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44341)

A breath of fresh air

5
Zopa has a been so easy to use and a complete breath of fresh air with a brilliant app to boot Reviewed on: 28th March 2022
Aimee Vickers's avatar
Aimee Vickers

Hassle free easy app and very clear when payment due

5
Nothing but positive, easy and clear when and what to pay. Reviewed on: 28th March 2022
Leanne 's avatar
Leanne

Brilliant

5
Brilliant service brilliant provider Reviewed on: 28th March 2022
Arwyn dyment's avatar
Arwyn dyment

Great service

5
Card and app easy to use and great to keep eye on spending. Reviewed on: 28th March 2022
Ken Devlin's avatar
Ken Devlin

Zopa

5
Amazing company, friendly staff had no issues with anything from Zopa Reviewed on: 28th March 2022
alfieavis26@gmail.com's avatar
[email protected]

One to beat!

5
My experience has been fantastic, the process was simple and quick. No overly long application process and the app is a brilliant simple way to keep an eye on your account and and activity. Reviewed on: 28th March 2022
Ebony's avatar
Ebony

Fantastic Honest Understanding

5
Finally a service which delivers their promises. Easy, understandable, honest and unbeatable service. Everything you need to know is there. Great app. Reviewed on: 28th March 2022
Wayne Smart's avatar
Wayne Smart

Simple, easy & good rates

5
Applying for my Zopa card was so simple, I wanted a card for easy and quick day to day purchases to increase my credit score and have found Zopa to be simple, the app is great. Reviewed on: 28th March 2022
Jay's avatar
Jay

Excellent

5
Really happy with the card and impressed with the service. Easy to use app. Reviewed on: 28th March 2022
Stephanie 's avatar
Stephanie

Fantastic Company

5
Found Zopa to a be fair honest and trustworthy bank customer service rep guided me the through the process and he was able to service my requirements with expert advice Reviewed on: 28th March 2022
George Whittaker's avatar
George Whittaker

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