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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,471 reviews, last reviewed 12th Mar 2026
154700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with Zopa. Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026
Philippe M's avatar
Philippe M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43471)

Excellent Features

5
Love the features of this card. Helps me manage it really easily by allowing me to put a cushion on my limit stopping me going over that. Reviewed on: 28th March 2022
darren windle's avatar
darren windle

Great service

5
Excellent customer service relating to lost credit card, billing and payment disputes. Online service and phone app user ability all very good. Reviewed on: 28th March 2022
Mark's avatar
Mark

Easy to use, no hassle

5
Happy with them as a provider, they don’t spam you with notifications and rates are fair. Reviewed on: 28th March 2022
Kevin Donaldson's avatar
Kevin Donaldson

Good service

4
Does what it says on the tin, never had any issues thus far. Nothing wrong nothing exceptional. Reviewed on: 28th March 2022
Robert's avatar
Robert

A Wickington's review

5
Excellent service, easy to use and friendly staff. A very professional service. Reviewed on: 28th March 2022
A Wickington's avatar
A Wickington

Easy

5
I love a bank that is operated mainly through an app. The era of sitting down infront of a bank manager in a stuffy room are over. I can manage everything on my app. But... Technology has its limits, and as far as I've had to contact people at Zopa they have been very helpful and friendly Reviewed on: 28th March 2022
Cara Quinn's avatar
Cara Quinn

Good credit card

5
Good credit card, easy app , fast approval. Reviewed on: 28th March 2022
anita bebey's avatar
anita bebey

Great card

5
It's a great card to have in pocket incase of emergencies Reviewed on: 28th March 2022
Louise Chaffe's avatar
Louise Chaffe

Trusted company

5
Always found Zopa to be very professional company with friendly and knowledgeable staff. The credit card app makes keeping control of your spending very easy as it is always upto date and clear. Reviewed on: 28th March 2022
Ian Spink 's avatar
Ian Spink

Building credit made easier

5
Helped build credit.... App is the easiest I have found Reviewed on: 28th March 2022
Kaley's avatar
Kaley

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