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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super

The best company I love thar Reviewed on: 28th March 2022

fast & simple

fast and simple, fully transparent, Reviewed on: 28th March 2022

Amazing

So good so helpful when needed amazing company Reviewed on: 28th March 2022

Excellent

Customer service is out standing. Reviewed on: 28th March 2022

Great no hassles

Great no hassle card with an easy to use app Reviewed on: 28th March 2022

Great service

Smooth great app love you can access your pin from the app and manage everything on the go ! Reviewed on: 28th March 2022

Perfect way to start rebuilding credit

Easy set up, straightforward app, really good card Reviewed on: 28th March 2022

A breath of fresh air

Zopa has a been so easy to use and a complete breath of fresh air with a brilliant app to boot Reviewed on: 28th March 2022

Hassle free easy app and very clear when payment due

Nothing but positive, easy and clear when and what to pay. Reviewed on: 28th March 2022

Brilliant

Brilliant service brilliant provider Reviewed on: 28th March 2022

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