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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Card and app easy to use and great to keep eye on spending. Reviewed on: 28th March 2022

Zopa

Amazing company, friendly staff had no issues with anything from Zopa Reviewed on: 28th March 2022

One to beat!

My experience has been fantastic, the process was simple and quick. No overly long application process and the app is a brilliant simple way to keep an eye on your account and and activity. Reviewed on: 28th March 2022

Fantastic Honest Understanding

Finally a service which delivers their promises. Easy, understandable, honest and unbeatable service. Everything you need to know is there. Great app. Reviewed on: 28th March 2022

Simple, easy & good rates

Applying for my Zopa card was so simple, I wanted a card for easy and quick day to day purchases to increase my credit score and have found Zopa to be simple, the app is great. Reviewed on: 28th March 2022

Excellent

Really happy with the card and impressed with the service. Easy to use app. Reviewed on: 28th March 2022

Fantastic Company

Found Zopa to a be fair honest and trustworthy bank customer service rep guided me the through the process and he was able to service my requirements with expert advice Reviewed on: 28th March 2022

Top quality

Very easy to apply for on line and quick delivery. Reviewed on: 28th March 2022

Always there for you!

A really helpful company . Always on your side helping you improving your credit score and finances! Reviewed on: 28th March 2022

Amazing

Simple to use the app and very helpful at all times Reviewed on: 28th March 2022

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