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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Top quality

Very easy to apply for on line and quick delivery. Reviewed on: 28th March 2022

Always there for you!

A really helpful company . Always on your side helping you improving your credit score and finances! Reviewed on: 28th March 2022

Amazing

Simple to use the app and very helpful at all times Reviewed on: 28th March 2022

Quick and easy

Quick and easy to set up. App is great for keeping track of money. Would recommend! Reviewed on: 28th March 2022

Easy, convenient and low apr

Amazing customer service. Easy process to get applied and there is no confusion with any charges. I know exactly what the bill is and why. They are brilliant Reviewed on: 28th March 2022

easy to use simple and stylish

geat to deal with excellent app to track your payments and out goings Reviewed on: 28th March 2022

There when needed

Easy to use and always ready for the unexpected also everything is easy and pleasant never had to contact the company because the app is that easy Reviewed on: 28th March 2022

Ms

Great for people who need credit Reviewed on: 28th March 2022

Brilliant service.

Always consider my financial needs. Reviewed on: 28th March 2022

Top dogs

Best customer service around always helpful friendly and on hand to help with any questions I have! Have and Would recommend Zopa to anyone looking for a excellent credit card company Reviewed on: 28th March 2022

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