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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick and easy

Quick and easy to set up. App is great for keeping track of money. Would recommend! Reviewed on: 28th March 2022

Easy, convenient and low apr

Amazing customer service. Easy process to get applied and there is no confusion with any charges. I know exactly what the bill is and why. They are brilliant Reviewed on: 28th March 2022

easy to use simple and stylish

geat to deal with excellent app to track your payments and out goings Reviewed on: 28th March 2022

There when needed

Easy to use and always ready for the unexpected also everything is easy and pleasant never had to contact the company because the app is that easy Reviewed on: 28th March 2022

Ms

Great for people who need credit Reviewed on: 28th March 2022

Brilliant service.

Always consider my financial needs. Reviewed on: 28th March 2022

Top dogs

Best customer service around always helpful friendly and on hand to help with any questions I have! Have and Would recommend Zopa to anyone looking for a excellent credit card company Reviewed on: 28th March 2022

Great bank

easy app to use and a lot of options Reviewed on: 28th March 2022

Great service, and product

Not had any problems with the app at all, easy to keep track, always alerted when the card is used, would highly recomment this product. Reviewed on: 28th March 2022

Very good for poor credit and easy to use app

Have had a good experience with my card easy to use app and good reminders of payment Reviewed on: 28th March 2022

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