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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

I got this credit to help my credit rating and it’s easy to make payments and you get notification when you make payments to see my balance which is great Reviewed on: 28th March 2022

Easy to use app

The app is easy to use and payment easly maid Reviewed on: 28th March 2022

Perfect

Am very happy i got account whit zopa Reviewed on: 28th March 2022

Great company

Thanks for how amazing you all are. Reviewed on: 28th March 2022

No hassle

Good and simple app and good service Reviewed on: 28th March 2022

Very helpful company and the staff are excellent

Was not expecting it will happen fore to get a zopa loan help with some bills thank you so much and keep up the good work Reviewed on: 28th March 2022

So far so good

Easy to use app. Excellent communication pathways. Reviewed on: 28th March 2022

Excellent and so customer friendly

Zopa is a brilliant app customer friendly and so easy to view your transactions .highly recommended Reviewed on: 28th March 2022

Great product

From applying to using very good service. Reviewed on: 28th March 2022

Can't fault Zopa

Wanted a credit card, got a credit card, using the credit card Perfect Reviewed on: 28th March 2022

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