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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

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4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43468)

Excellent

Good customer experience and excellent service provided Reviewed on: 28th March 2022

Always received excellent service

Always received excellent service and help Reviewed on: 28th March 2022

Excellency

Very easy going and good customer service Reviewed on: 28th March 2022

Very helpful

Been a little short sometimes zopa has help me alot Reviewed on: 28th March 2022

Practical

I will highly recommended for any one whose trying to build his score and be up on his finances Reviewed on: 28th March 2022

Quick and efficient

Accepted with funds in my account same day Reviewed on: 28th March 2022

Great card very helpful

very informative very easy to use Reviewed on: 28th March 2022

Brilliant

It is such a smooth experience always Reviewed on: 28th March 2022

No problems at all with them

I've had a zopa loan before, very good interest rates and easy to sort. Got a credit card at the minute the app is very easy to use. had no problems at all over the years with zopa Reviewed on: 28th March 2022

Honest money

Zopa have always been transparent with their fees and helpful in their repayment guidance. Would recommend to anyone Reviewed on: 28th March 2022

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