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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44341)

Review of card

5
I really enjoy the services that are available, it’s clear how what is available for you, if you use credit card wisely then your score will go up and more things will be available to you. Moreover, it gives you the change to save and have access to chapter broadband if you wish to you to switch. All in all I would rate Zopa, 9/10. Reviewed on: 28th March 2022
Salah Ossailly 's avatar
Salah Ossailly

Great

5
Really user friendly and helpful staff great company Reviewed on: 28th March 2022
Carl Morrey's avatar
Carl Morrey

Easy first credit card

5
This card app makes keeping on top of your credit usage and build your credit score Reviewed on: 28th March 2022
Kayley Guest's avatar
Kayley Guest

Great

5
Dead easy to use App.No problems Reviewed on: 28th March 2022
Gary saunders 's avatar
Gary saunders

Excellent!

5
I'm extremely happy with the decision I made to join Zopa, they're great! Reviewed on: 28th March 2022
Katy's avatar
Katy

Zopa. There when you need it.

5
Zopa credit cards were there for me when so many others said no. Reviewed on: 28th March 2022
Chris Maton's avatar
Chris Maton

Glad I joined

5
As soon as i clear the balance on my other cards I'm gonna close them and only use Zopa Reviewed on: 28th March 2022
Mark Williams's avatar
Mark Williams

Great credit card provider

5
I love the app and how easy you can see your balance, payments and any other info you need! Reviewed on: 28th March 2022
Victoria Gruia's avatar
Victoria Gruia

Great service, easy to use

5
Done all application online, App accessible and user friendly. Overall great. Reviewed on: 28th March 2022
Joe Lucas's avatar
Joe Lucas

Fantastic Provider

5
Customer Service is 2nd to none. Fantastic user friendly app. All round 10/10 Reviewed on: 28th March 2022
Sarah H's avatar
Sarah H

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