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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Seamless borrowing

I took this credit card to improve my credit rating and with a quick decision and speedy arrival of card once set up on the app it’s so easy to keep track Reviewed on: 28th March 2022

Clear and easy to use

Zopa's app Is very easy to use and every clear lots of benefits Reviewed on: 28th March 2022

Its such a great card.

This is my favourite credit card. Reviewed on: 28th March 2022

Easy hassle free

Easy from application to set up and using Reviewed on: 28th March 2022

Excellent

Easy to use and excellent service as well Reviewed on: 28th March 2022

Love this card

Never had a problem with this card always so straight forward to use customer service always polite and do helpful Reviewed on: 28th March 2022

Amazing service

Zopa apps is easy to monitor your in and out towards your credit. Reviewed on: 28th March 2022

Review of card

I really enjoy the services that are available, it’s clear how what is available for you, if you use credit card wisely then your score will go up and more things will be available to you. Moreover, it gives you the change to save and have access to chapter broadband if you wish to you to switch. All in all I would rate Zopa, 9/10. Reviewed on: 28th March 2022

Great

Really user friendly and helpful staff great company Reviewed on: 28th March 2022

Easy first credit card

This card app makes keeping on top of your credit usage and build your credit score Reviewed on: 28th March 2022

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