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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Dead easy to use App.No problems Reviewed on: 28th March 2022

Excellent!

I'm extremely happy with the decision I made to join Zopa, they're great! Reviewed on: 28th March 2022

Zopa. There when you need it.

Zopa credit cards were there for me when so many others said no. Reviewed on: 28th March 2022

Glad I joined

As soon as i clear the balance on my other cards I'm gonna close them and only use Zopa Reviewed on: 28th March 2022

Great credit card provider

I love the app and how easy you can see your balance, payments and any other info you need! Reviewed on: 28th March 2022

Great service, easy to use

Done all application online, App accessible and user friendly. Overall great. Reviewed on: 28th March 2022

Fantastic Provider

Customer Service is 2nd to none. Fantastic user friendly app. All round 10/10 Reviewed on: 28th March 2022

Brill

Excellent service would highly recommend Reviewed on: 28th March 2022

5 Star credit lender

Worth trying this new credit card which helps build-up the credit profile Reviewed on: 28th March 2022

Easy to control my money

Good customer service, I love the app. Keeps me in total control. Reviewed on: 28th March 2022

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