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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Brill

Excellent service would highly recommend Reviewed on: 28th March 2022

5 Star credit lender

Worth trying this new credit card which helps build-up the credit profile Reviewed on: 28th March 2022

Easy to control my money

Good customer service, I love the app. Keeps me in total control. Reviewed on: 28th March 2022

Good customer service what more can I say, but brilliant

There isn't more i can say , they are brilliant and al always quick to respond to any questions that you have and any problems you may have, always gets sorted in a matter of minutes. Reviewed on: 28th March 2022

Best companion to have when help is needed.

Always at help, whenever help is needed. Thank you Reviewed on: 28th March 2022

Great service

East to apply and easy app to keep track of spending Reviewed on: 28th March 2022

Brilliant card

Couldn't be more happy with a credit card Reviewed on: 28th March 2022

Great starter card

The app and the card is good plus the security is outstanding. The customer service is very good as well. Overall a good card option. Reviewed on: 28th March 2022

Hassle free easy to use

Easy to use app and useful notifications make it really simple to manage my account making it the best credit card I have ever had. Reviewed on: 28th March 2022

Fantastic

Very helpful and great service friendly Reviewed on: 28th March 2022

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