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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Great credit card

No fuss credit card and when you make a repayment it goes straight on to your card Reviewed on: 28th March 2022

Very helpful and professional

Zopa supported me when everyone refused. Very great customer service and their services are user friendly. Zopa also helped me increase my credit score. Reviewed on: 28th March 2022

Great Credit card company would definitely recommend to a friend

Overall experience is fantastic the app is easy to use and you can also keep a check on your spending Reviewed on: 28th March 2022

Very good credit card Zopa

A credit card Zopa is an extremely practical and full of advantages payment instrument that we can use in many different situations. With its help, we will not only pay for shopping in a local grocery store, pay for a taxi course, but also book plane tickets or even pay bills for rent, electricity, water or heating Reviewed on: 28th March 2022

Easy to use, easy to pay back

The app is easy to use Payments are easy to make Paying back the card is easy to make Reviewed on: 28th March 2022

Really good card

What i love about this card is if you pay money into it, it shows up instantly. It also notifies you if a transaction goes through and they payments are ok too. I like the colour of the bank card (makes it easy to locate when digging through your purse). Reviewed on: 28th March 2022

amazing company

wicked app and service. deffo recommend. Reviewed on: 28th March 2022

Very good card

This is probably one of the best cards going the app is really good and it’s clear what you can spend and what you need to pay Reviewed on: 28th March 2022

Understanding and helpful

The app is very easy to use everything on hand to see where my finances have been used and paid, keeping an eye on what my credit score is which in turn allow me to feel that I am a person and not a statistic and nice to be trusted. Reviewed on: 28th March 2022

Amazing

Zopa have been amazing, I have a credit card with them and they have been very helpful whenever I have rang to speak with anyone about it, the process to get the card was very fast and easy couldn’t recommend enough Reviewed on: 28th March 2022

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