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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good customer service what more can I say, but brilliant

There isn't more i can say , they are brilliant and al always quick to respond to any questions that you have and any problems you may have, always gets sorted in a matter of minutes. Reviewed on: 28th March 2022

Best companion to have when help is needed.

Always at help, whenever help is needed. Thank you Reviewed on: 28th March 2022

Great service

East to apply and easy app to keep track of spending Reviewed on: 28th March 2022

Brilliant card

Couldn't be more happy with a credit card Reviewed on: 28th March 2022

Great starter card

The app and the card is good plus the security is outstanding. The customer service is very good as well. Overall a good card option. Reviewed on: 28th March 2022

Hassle free easy to use

Easy to use app and useful notifications make it really simple to manage my account making it the best credit card I have ever had. Reviewed on: 28th March 2022

Fantastic

Very helpful and great service friendly Reviewed on: 28th March 2022

Great credit card

No fuss credit card and when you make a repayment it goes straight on to your card Reviewed on: 28th March 2022

Very helpful and professional

Zopa supported me when everyone refused. Very great customer service and their services are user friendly. Zopa also helped me increase my credit score. Reviewed on: 28th March 2022

Great Credit card company would definitely recommend to a friend

Overall experience is fantastic the app is easy to use and you can also keep a check on your spending Reviewed on: 28th March 2022

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