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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Easy to manage

Great service which is easy to use and manage Reviewed on: 28th March 2022

Cant fault

Did what I wanted and expected, no issues at all Reviewed on: 28th March 2022

Excellent good value

Great customer service excellent card Reviewed on: 28th March 2022

Good service

Nice l like to the credit card so wonderful amazing Reviewed on: 28th March 2022

Outstanding service

Easy to manage, best credit card I’ve had. Outstanding service! Reviewed on: 28th March 2022

Cosmin

It is a really good credit card to have Reviewed on: 28th March 2022

Fantastic

Ever since i have my Zopa card, everything has become easier for me. The interest does not hut when applied either great card to have Reviewed on: 28th March 2022

Helpful

Zopa has helped me balanced my finances and allowed me to build my credit. Reviewed on: 28th March 2022

Awesome service always and great app

When you call in they are always friendly and helpful. If you have a problem they happily find a resolution and the app is quick and easy to use Reviewed on: 28th March 2022

Good service friendly an helpful

Love having this card it came in hand when I needed help an very great full to have the opportunity to have a card with Zopa Reviewed on: 28th March 2022

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