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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Nice l like to the credit card so wonderful amazing Reviewed on: 28th March 2022

Outstanding service

Easy to manage, best credit card I’ve had. Outstanding service! Reviewed on: 28th March 2022

Cosmin

It is a really good credit card to have Reviewed on: 28th March 2022

Fantastic

Ever since i have my Zopa card, everything has become easier for me. The interest does not hut when applied either great card to have Reviewed on: 28th March 2022

Helpful

Zopa has helped me balanced my finances and allowed me to build my credit. Reviewed on: 28th March 2022

Awesome service always and great app

When you call in they are always friendly and helpful. If you have a problem they happily find a resolution and the app is quick and easy to use Reviewed on: 28th March 2022

Good service friendly an helpful

Love having this card it came in hand when I needed help an very great full to have the opportunity to have a card with Zopa Reviewed on: 28th March 2022

Zopa card

I've had a very positive experience with my zopa card I'm glad i applied i definitely recommend this card to everyone Reviewed on: 28th March 2022

I like soup

I like soup because you can make payments and save money Reviewed on: 28th March 2022

The best

I found this bank very good and easy. They was helping me when no one couldn't help me. Thank you Zopa. Reviewed on: 28th March 2022

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