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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43457)

Very good company

5
Having a credit card with this company is very simple to control your spending all online but a call centre to back it it up if you need extra help. Reviewed on: 28th March 2022
Rob Tromans's avatar
Rob Tromans

Excellent

5
Highly recommended lots support and other services available Reviewed on: 28th March 2022
SG's avatar
SG

Works great

4
Low interest rates and easy payment options Reviewed on: 28th March 2022
T charts's avatar
T charts

Excellent App

5
Excellent app, easy to manage your card with lots of help and advice with your finance's. Reviewed on: 28th March 2022
Andrew Reynolds's avatar
Andrew Reynolds

Excellent

5
Easy to understand excellent customer service Reviewed on: 28th March 2022
john haymes's avatar
john haymes

Zopa is totally amazing

4
I am very impressed with them. They have card options that allow you to stop gambling. It's fantastic. I recommend them to everyone Reviewed on: 28th March 2022
Spenditlikewater88's avatar
Spenditlikewater88

Excellent service and great understanding by all staff

5
I had extremely good service by staff when I had a problem with my card and app. Reviewed on: 28th March 2022
Kasim khan's avatar
Kasim khan

Great provider

5
Very user friendly app, instant payments, quick on call just perfect Reviewed on: 28th March 2022
Kamran Jakaria's avatar
Kamran Jakaria

very good service

4
never had problem with the service Reviewed on: 28th March 2022
andy 's avatar
andy

Excellent service

5
Excellent service from various members of the team. They made the process very simple! Reviewed on: 28th March 2022
M's avatar
M

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