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Zopa: Credit card reviews

4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44341)

Zopa card

5
I've had a very positive experience with my zopa card I'm glad i applied i definitely recommend this card to everyone Reviewed on: 28th March 2022

I like soup

5
I like soup because you can make payments and save money Reviewed on: 28th March 2022

The best

5
I found this bank very good and easy. They was helping me when no one couldn't help me. Thank you Zopa. Reviewed on: 28th March 2022

Good service

5
Easy to use the app, no hassle which is very important. Reviewed on: 28th March 2022

great company!!

5
Zopa is a great company. It is easy to get accepted and the rates are fab! Really helped my credit score. thank you Zopa!! Reviewed on: 28th March 2022

Great place to get a credit card. X

5
Easy to use easy to pay off, they give you what you can afford and don't up your credit until they know you can manage it. Reviewed on: 28th March 2022

Great

5
No problems and very efficient service Reviewed on: 28th March 2022

Super

5
Super informative app and easy to navigate. Let’s you keep control of your spending. Great card, cannot recommend highly enough Reviewed on: 28th March 2022

Simply simple money.

5
I love Zopa because it's such a fresh modern take on banking, but in a way that's completely transparent and relatable. Zopa makes it easy to understand what I'm doing with my money so I can't go wrong. Reviewed on: 28th March 2022

Great!

5
Great company to have a credit card with Reviewed on: 28th March 2022

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