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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Absolutely brilliant

I love my zopa card, I get a message each time I use the card, very easy to use app and my balance is updated as soon as I make a payment. Zero complaints from me. Happy customer Reviewed on: 28th March 2022

Great service

Great easy app no messing about easy to make payments . I’m very happy with how easy the hole process was Reviewed on: 28th March 2022

Excellent service

Absolutely good, good card and easy to use Reviewed on: 28th March 2022

Brilliant and fantastic

Fantastic company easy to use app. Fantastic service for anyone wanting to build up their credit score. Highly recommended. Reviewed on: 28th March 2022

Brilliant bank!

Everything really easy to understand and the app is excellent. Reviewed on: 28th March 2022

Excellent service and simple to use

Zopa have been an excellent credit builder for me, easy to use and great customer service. Thank you Zopa Reviewed on: 28th March 2022

Best Out There!

Zopa is a fantastic tool to use to build my credit score whilst offering me useful detailed information on how best to improve my overall credit score. A kind credit card. Love Zopa! Reviewed on: 28th March 2022

Great easy and simple card to use

App is great and user friendly , fast easy money Reviewed on: 28th March 2022

Excellent service !!

What a great card what a great service very very impressed Reviewed on: 28th March 2022

Credit card

Absolutely delighted with zopa giving me a credit card when no one else would.They don't throw credit at you lightly either like most credit companies,always looking at what you can afford first,and for the first time in my life,ime actually managing my finances. Reviewed on: 28th March 2022

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