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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Easy to use the app, no hassle which is very important. Reviewed on: 28th March 2022

great company!!

Zopa is a great company. It is easy to get accepted and the rates are fab! Really helped my credit score. thank you Zopa!! Reviewed on: 28th March 2022

Great place to get a credit card. X

Easy to use easy to pay off, they give you what you can afford and don't up your credit until they know you can manage it. Reviewed on: 28th March 2022

Great

No problems and very efficient service Reviewed on: 28th March 2022

Super

Super informative app and easy to navigate. Let’s you keep control of your spending. Great card, cannot recommend highly enough Reviewed on: 28th March 2022

Simply simple money.

I love Zopa because it's such a fresh modern take on banking, but in a way that's completely transparent and relatable. Zopa makes it easy to understand what I'm doing with my money so I can't go wrong. Reviewed on: 28th March 2022

Great!

Great company to have a credit card with Reviewed on: 28th March 2022

So easy to use - 10/10

I have used Zopa for just coming up to a year. I have found them very helpful when I’ve had a query and the app is simple and easy to use, honestly can’t fault them. Reviewed on: 28th March 2022

Absolutely brilliant

I love my zopa card, I get a message each time I use the card, very easy to use app and my balance is updated as soon as I make a payment. Zero complaints from me. Happy customer Reviewed on: 28th March 2022

Great service

Great easy app no messing about easy to make payments . I’m very happy with how easy the hole process was Reviewed on: 28th March 2022

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