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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My card got hacked, & someone phoned me from Zopa an...

My card got hacked, & someone phoned me from Zopa and told me. So they sent me a new card out Reviewed on: 15th January 2026

This card got me back on my feet

This card got me back on my feet again after a very poor credit score it has now tripled and offering me chances to prove my self and build up my score Reviewed on: 15th January 2026

Fast and honest company.

Fast and honest company..I m happy with ZOPA.. Reviewed on: 15th January 2026

Everything was really efficient and hassle free.

Everything was really efficient and hassle free, from the application process right through to the receiving of the credit card. Once you use the card it also is all very simple too, including the payment reminders and monthly statements. I'm very happy with ZOPA, thank you for the great service up to date. Reviewed on: 15th January 2026

Great exprience fast and efficient

Great exprience fast and efficient Reviewed on: 15th January 2026

Excellent credit card easy to use and excellent app

Excellent credit card easy to use and excellent app Reviewed on: 15th January 2026

Great service

Very pleased with the service and the app is also very useful! Reviewed on: 15th January 2026

Easy and don’t judge very quick and they leave you t...

Easy and don’t judge very quick and they leave you to it but still provide a good service without the spam Reviewed on: 15th January 2026

Zopa is a great provider.

Zopa is a great provider. Efficient and easy to manage. Great and I recommend Reviewed on: 15th January 2026

Ok never have any problems, haven't needed to speak...

Ok never have any problems, haven't needed to speak to anybody. Reviewed on: 15th January 2026

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