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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Ok never have any problems, haven't needed to speak...

Ok never have any problems, haven't needed to speak to anybody. Reviewed on: 15th January 2026

Very easy tp join and simple to use

Very easy tp join and simple to use Reviewed on: 15th January 2026

Fantastic product all round and excellent service

Fantastic product all round and excellent service Reviewed on: 15th January 2026

Great customer service, easy and quick application,...

Great customer service, easy and quick application, helpline fantastic always put customers first thank you highly recommended Reviewed on: 15th January 2026

Is very good.

Is very good. Very Kind and experience Is very good Reviewed on: 15th January 2026

Good service, good experience

Good experience. The service is good and I will not hesitate to recommend zopa to friends Reviewed on: 15th January 2026

Easy to use app, updates quickly.

Easy to use app, updates quickly. I didn't expect to be accepted so I am very happy Reviewed on: 15th January 2026

App is excellent and always easy to find out anythin...

App is excellent and always easy to find out anything I need to know Reviewed on: 15th January 2026

Very helpful and great App

Very helpful. I was scammed for a small amount, but even so, Zopa stopped my card and issued another one within days, meaning I lost nothing else. Plus, the iPhone App is excellent. Reviewed on: 15th January 2026

The card thats help

zopa has help me out and they keep in touch with me which help with my spending thank you keep it up Reviewed on: 15th January 2026

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