Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very easy website to understand all the information...

Very easy website to understand all the information you require and very helpful when I have contacted them. Reviewed on: 15th January 2026

Good to build up credit score good service and quick...

Good to build up credit score good service and quick to increase limits Reviewed on: 15th January 2026

Fantastic company, very obliging

Fantastic company, very obliging, super professional people Reviewed on: 15th January 2026

Zopa for me.

This was my first credit card l have ever had and l can say Zopa have always helped me the right way thank you for that. Reviewed on: 15th January 2026

easy to apply, quick and supportive

easy to apply, quick and supportive Reviewed on: 15th January 2026

Very good credit card very helpful information load...

Very good credit card very helpful information load of options that you can do would recommend to others Reviewed on: 15th January 2026

I am very proud to be part of zopa.

I am very proud to be part of zopa. I like their services, because their services are excellent, quality and efficient Reviewed on: 15th January 2026

Straightforward & easy to use

Very clear & easy to use app. No surprises when it comes to interest charged. This card has allowed me to take control of my finances. Reviewed on: 15th January 2026

Very easy to use and helpful staff

Very easy to use and helpful staff Reviewed on: 15th January 2026

Great card great customer service

Great card great customer service Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.71 from 3313 reviews
Credit card
from HSBC 3.78 from 128 reviews
Credit cards
from Virgin Money 3.71 from 815 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub