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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best bank

The rates are low the site is very easy to use and understand always get a reminder when Bill is ready we'll in advance Reviewed on: 15th January 2026

It has been a good experience.

It has been a good experience. Communication and information was great. Reviewed on: 15th January 2026

App easy friendly.

App easy friendly. Never an issue. 10/10 Reviewed on: 15th January 2026

Excellent service and easy app for navigation to all...

Excellent service and easy app for navigation to all your needs Reviewed on: 15th January 2026

I love the card.

I love the card.its amazing nothing any trouble if you have to contact the team. Reviewed on: 15th January 2026

Easy to use, kept up to date with offers ,

Easy to use, kept up to date with offers , Reviewed on: 15th January 2026

Fantastic service.

Fantastic service. Safe and reliable. Good interest rate which makes it perfect. I would recommend Zopa to all my friends and hope they win the award. Reviewed on: 15th January 2026

Excellent highly recommend a Zopa credit card.

Excellent highly recommend a Zopa credit card. Very quick easy application and acceptance. Card was quickly dispatched. Recommend a friend and receive a bonus. Don't delay apply today you've got nothing to loose Reviewed on: 15th January 2026

Excellent

Ii have used Zopa’s customer service a couple of times and received excellent service from them Reviewed on: 15th January 2026

ZOPA STAR

Love the low rates, easy to understand Reviewed on: 15th January 2026

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