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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent

Excellent service. Always on hand if needed. Reliable x Reviewed on: 15th January 2026

Zopa promptly resolves issues raised

Zopa was able to resolve my issues on false payment. Very responsive to my enquiries and speedy resolution to issues raised Reviewed on: 15th January 2026

Zopa has been so handy for me when I am need of cash.

Zopa has been so handy for me when I am need of cash.Helping build my credit score as well Reviewed on: 15th January 2026

No issues very pleased with my time at ZOPA

No issues very pleased with my time at ZOPA Reviewed on: 15th January 2026

I was in a terrible situation and Zopa helped out...

I was in a terrible situation and Zopa helped me out of the hole I was in I can’t thank them enough Reviewed on: 15th January 2026

Gave me a card when needed.

Gave me a card when needed. Always avaible for advice and help. Reviewed on: 15th January 2026

Best credit card I’ve used.

Best credit card I’ve used. Easy to manage on app. Reviewed on: 15th January 2026

Zopa has very excellent customer service

Zopa has very excellent customer service Reviewed on: 15th January 2026

Excellent service , easy to use and fair limits

Excellent service , easy to use and fair limits Reviewed on: 15th January 2026

Good card service very easy to use

Good card service very easy to use Reviewed on: 15th January 2026

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Want to see more from Zopa?

Personal loan
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Fixed term savings account
from Zopa 4.87 from 1795 reviews
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