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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

They are just great

They are just great, doing what you need with minimal fuss. A great provider. Reviewed on: 15th January 2026

Brilliant company and love my credit card

Brilliant company and love my credit card Reviewed on: 15th January 2026

Straight forward yo use and repay

Easy to use, terms and conditions suit myself, and notice given upfront for pending direct debit payments. Reviewed on: 15th January 2026

All good and exelents customers service

All good and exelents customers service Reviewed on: 15th January 2026

Very smart and excellent service all round

Very smart and excellent service all round Reviewed on: 15th January 2026

Zopa has no parellal I would rait zopa excellent...

Zopa has no parellal I would rait zopa excellent Reviewed on: 15th January 2026

Nothing but positive from me!

Nothing but positive from me! Great app, great service! Reviewed on: 15th January 2026

Such a quick and easy process to apply for a zopa cr...

Such a quick and easy process to apply for a zopa credit card. Reviewed on: 15th January 2026

Very helpful and gave me credit to rebuild my credit...

Very helpful and gave me credit to rebuild my credit file Reviewed on: 15th January 2026

customer service

They've got a great customer service team who support you all the way. Reviewed on: 15th January 2026

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