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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect one

Easy to access with courteous staff Reviewed on: 26th January 2022

Easy to use , great service , simple

A ver quick and easy experience with help and guidance from the experts , I would recommend to anybody! Reviewed on: 26th January 2022

quick and easy to apply

Zopa was quick and easy to apply and the card arrived quick too Reviewed on: 26th January 2022

Champion

I've found Zopa is very flexible and helpful with making repayments Reviewed on: 26th January 2022

Brilliant credit card

Found it easy to use , payments prossessed quick and love my Zopa card Reviewed on: 26th January 2022

Great provider

Great service, easy to use and the app is particularly good Reviewed on: 26th January 2022

Good services

Thanks for support thanks zopa King regars Reviewed on: 26th January 2022

Super

Easy enough to get accepted and approved Reviewed on: 26th January 2022

Zooa credit brilliant

Zopa is brilliant, let's you know what you are spending and how to save Reviewed on: 26th January 2022

Hii

Chef im work end restaurant en sunningdale Reviewed on: 26th January 2022

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