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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Hii

Chef im work end restaurant en sunningdale Reviewed on: 26th January 2022

Zopa n*1

So far so great with Zopa. I really and strongly recommend. Reviewed on: 26th January 2022

Great credit card easy to access statements and pay online

Great little card for building credit, use it for shopping and small bits for work. Great Reviewed on: 26th January 2022

Easy to use and great service!

Always let’s you know your balance and before your due date to pay! Amazing card! Reviewed on: 26th January 2022

Easy helpful good

Easy to use very clear on everything Reviewed on: 26th January 2022

Brilliant and has helped me so much

Many times my card have come unto use in awkward situations when your bank card don't work it's always there for the just ifs Reviewed on: 26th January 2022

Straight forward easy credit card

Customer service good- Delivery of card and good security Reviewed on: 26th January 2022

Simple yet effective

So far I’ve had a wonderful experience with Zopa and look forward to my future with them Reviewed on: 26th January 2022

Excellent company

Best card on the market hands down Reviewed on: 26th January 2022

Bit more than a credit card

There app is great a lot better than other credit cards apps out there Reviewed on: 26th January 2022

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