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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant Credit Card

I couldn’t have anything negative to feedback about this card.I have never paid a single charge payment. It’s great Reviewed on: 25th January 2022

Excellent card

The card and app are easy to get on with. A great way to build credit as you can follow your spending with alerts everytime you use the card. Reviewed on: 25th January 2022

Zopa is the best

A very good bank Zopa is a trustable partener you can count on them. Reviewed on: 25th January 2022

Simple and easy

Very simple to use - credit Limit needs looking at if good customer Reviewed on: 25th January 2022

Easy friendly helpful

They don't push you to have a bigger limit.they advise explain and give you options.all in all easy to keep on top of you money limit and you can pay amounts off when ever you like.a friend in my pocket Reviewed on: 25th January 2022

Fab company

Fab company, amazing customer service Reviewed on: 25th January 2022

Easy to deal with

Good app, regular reports, no issues to date. Reviewed on: 25th January 2022

The winners of 2022

Absolutely love this card so easy to use so easy to login and pay all in all 5 starts from me!! Reviewed on: 25th January 2022

Excellent

Zopa are excellent and the best Reviewed on: 25th January 2022

Super

Best credit card i ever had so simple to use and understand Reviewed on: 25th January 2022

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