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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent

Superb does exactly what it says on the tin Reviewed on: 10th April 2021

Awesome

Fast turn around on payments easy to uses Reviewed on: 10th April 2021

Just Excellent

Great app, great banking. Everyone should look at this for a unique credit card. Reviewed on: 10th April 2021

Easy to use and up to date all the time

Keeps me in the know with my spending and my credit score so really handy! Reviewed on: 10th April 2021

Zopa

Exceptional communication of credit situation, easy to use application and easy to understand language Reviewed on: 10th April 2021

Thank you

I found applying for my loan and credit card was quite easy and staff handling queries were good at responding . I found Zopa a responsible lender. Reviewed on: 10th April 2021

Highly recommended

Easy to use app,informative,no problems Reviewed on: 10th April 2021

Excellent service

Love it great service, customer service is so quick to sort out your query Reviewed on: 10th April 2021

New Company so yet to be fully tested

Everything about this card is good although the APR could be better. That said I found the application process, account and app set up quick easy and very manageable. As my review title says though Zopa appears to be a brand new company so has yet to prove how good they are with other aspects of the account, customer service and how helpful they may be should things go wrong. To date though Zopa seems like a good company. Reviewed on: 10th April 2021

Great credit card provider , great rates and good customer service.

I was accepted with good rate despite not having an excellent credit. Reviewed on: 9th April 2021

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