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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Very good credit company and very good communication Reviewed on: 26th January 2022

Easy to use and manage

Delighted with zopa, easily managed and straightforward to make re payments on line through the app. Really v happy. Reviewed on: 26th January 2022

Good

Very good and very easy to use,really very nice ? Reviewed on: 26th January 2022

Amazing service

Helped to built my credit score so helpful and nothing too much trouble Reviewed on: 26th January 2022

Top star credit card provider

Easy to apply, fast card delivery It was hard to me to find a credit card provider with my current credit score, then I found Zopa :) they were able to offer me a credit card with credit limit I’m happy with Thanks Reviewed on: 26th January 2022

brilliant

Great card, helping me out no end. Reviewed on: 26th January 2022

Highly recommended

So far so good, nothing to complain about Reviewed on: 26th January 2022

Easy and simple to apply and use

It was so easy to set up the app and the whole process from start to finish was clear and simple. Reviewed on: 26th January 2022

Nice credit card

Um dos melhores que ja tive recomendo!! Reviewed on: 26th January 2022

Number 1 for Zopa

Absolutely outstanding Reviewed on: 26th January 2022

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