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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing experience so far

Great service back then and no issues with payments or timely communication." We are not self employed we run a limited company.Good price and great customer service Reviewed on: 26th January 2022

Outstanding

Very easy professional and a pleasure to be a part of the Zopa experience Reviewed on: 26th January 2022

Brill

So easy and quick to apply and us Reviewed on: 26th January 2022

Easy to use

easy to use, low interest rates. good for withdrawing cash Reviewed on: 26th January 2022

Brilliant

Helpful no problems straight forward Reviewed on: 26th January 2022

Great credit card

Very good credit card with great rates and a brilliant app that is easy to use and keeps you informed on your purchases. Reviewed on: 26th January 2022

Simply Amazing

This company is beyond amazing, with them I am able to build my credit score and when I have a problem they are always around for when I have a problem I wish I could give my 5 stars the best company around Reviewed on: 26th January 2022

Very good

Excellent excellent excellent excellent excellent Reviewed on: 26th January 2022

Zopa provides excellent choice and service.

Easy to use app and excellent quality of service Reviewed on: 26th January 2022

Happy customer

Cant fault them easy to deal with, zero hassle i would highly recommend this firm Reviewed on: 26th January 2022

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