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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fuss less banking

Quick easy very friendly fast service very recommendable to people who don’t want any fuss it’s just brilliant service Reviewed on: 25th January 2022

Fantastic experience

Zopa have given me flexibility in my finances Reviewed on: 25th January 2022

Amazing

Really good for people who were struggling and are now back on track and need someone to believe in them Reviewed on: 25th January 2022

Excellent service

Excellent service, from the no-impact credit search, all the way thru to obtaining the card. Well done and thank you. Reviewed on: 25th January 2022

Real good.

They keep you in the loop about everything, which I think is really good. You get notifications about what you've spent and how much you've got left to spend. You can set a cushion so you will never go over your limit. Everything that you need is on their quick and easy app! Reviewed on: 25th January 2022

little helper

Zopa card is so easy to use you can clearly see how much did you spend and if you pay back after few minutes your balance is updated I love my Zopa card Reviewed on: 25th January 2022

Great service

Easy application with clear contract. Reviewed on: 25th January 2022

Brilliant company

I used them for a while and have never had an issue I'm a very happy customer Reviewed on: 25th January 2022

Brilliant

No fuss no problem just fantastic Reviewed on: 25th January 2022

Simply The Best

Great App, clear and helps to build credit with multi feature tracker Reviewed on: 25th January 2022

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