Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44338)

Happy customer

5
Cant fault them easy to deal with, zero hassle i would highly recommend this firm Reviewed on: 26th January 2022

Best

5
Credit card very good…………,,, Reviewed on: 26th January 2022

Easy and straight forward.

5
It was really easy to apply for a Zopa card, and they have excellent customer service! Reviewed on: 26th January 2022

Best credit card ever

5
My experience has be good and I enjoy everything. Reviewed on: 26th January 2022

Fantastic experience and excellent customer experience.

5
I have had a wonderful experience so far with Zopa. The credit and app is intuitive and excellent to use. I look forward to being a satisfied customer for many years to come. Reviewed on: 26th January 2022

Great card

5
Easy and clear to understand credit limits and great to ge able to use the app on my phone Reviewed on: 26th January 2022

Great to use

5
This is great credit card. The app for this card is easy and straight forward to use. The app allows you to keep trackof your account and the security is good. I would recommend this to family and friends Reviewed on: 26th January 2022

amazing

5
so easy to use and great customer service Reviewed on: 26th January 2022

Amazing little card

5
I got your card when i was absolutely desperate and you have help me through tough times. Ive struggling with money . Reviewed on: 26th January 2022

Very happy and understanding

5
Great customer service thanks happy to help and solve any issues Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products