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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best

Credit card very good…………,,, Reviewed on: 26th January 2022

Easy and straight forward.

It was really easy to apply for a Zopa card, and they have excellent customer service! Reviewed on: 26th January 2022

Best credit card ever

My experience has be good and I enjoy everything. Reviewed on: 26th January 2022

Fantastic experience and excellent customer experience.

I have had a wonderful experience so far with Zopa. The credit and app is intuitive and excellent to use. I look forward to being a satisfied customer for many years to come. Reviewed on: 26th January 2022

Great card

Easy and clear to understand credit limits and great to ge able to use the app on my phone Reviewed on: 26th January 2022

Great to use

This is great credit card. The app for this card is easy and straight forward to use. The app allows you to keep trackof your account and the security is good. I would recommend this to family and friends Reviewed on: 26th January 2022

amazing

so easy to use and great customer service Reviewed on: 26th January 2022

Amazing little card

I got your card when i was absolutely desperate and you have help me through tough times. Ive struggling with money . Reviewed on: 26th January 2022

Very happy and understanding

Great customer service thanks happy to help and solve any issues Reviewed on: 26th January 2022

Simple and quick

The Zopa card and app is the easiest card I have ever used to keep abreast of my spending. Reviewed on: 26th January 2022

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