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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Very good

5
Completely satisfied with everything Reviewed on: 25th January 2022
unclegaz@hotmail.com's avatar
[email protected]

fast fair and easy to use

5
easy to use app processes payments quickly fast fair and affordable Reviewed on: 25th January 2022
mrs f's avatar
mrs f

Excellent

5
Great card easy to use had no problems Reviewed on: 25th January 2022
Toni Blareau's avatar
Toni Blareau

Good foe everyone

5
This zopa was very helpful to people. In one app features we can see it like loans, overdraft, credit offers. I am using since 1 year it was very helpful for me to spend my general expenses I will recommend for everyone Reviewed on: 25th January 2022
jai bachileo's avatar
jai bachileo

The best

5
The Better credit card of uk, easy and very good apr Reviewed on: 25th January 2022
Antonio's avatar
Antonio

Very good

5
For me its the best really happy Reviewed on: 25th January 2022
Deniz Demirkan's avatar
Deniz Demirkan

Best credit card company by far

5
Zopa are a fantastic company the staff are so friendly quick to answer the phone amd go above and beyond. When you pay online each month you get a text straight away with the new reduced amount you owe which I love and wish over companies did this. I have 3 credit cards and zopa is my favourite and I can not recommend enough to anyone. Thank you for your lovely customer service. Reviewed on: 25th January 2022
Louise 's avatar
Louise

Easy to use app

5
Lots or functionality, great app Reviewed on: 25th January 2022
Ian Chapman's avatar
Ian Chapman

Great card , great company

5
Never had any trouble with this company, highly recommend Reviewed on: 25th January 2022
Michelle howitt 's avatar
Michelle howitt

Great card and App

5
Really easy to spot for. Great App to keep me in control of my finances Reviewed on: 25th January 2022
Kelly's avatar
Kelly

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