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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Would recommend to any one

Nothing is to much trouble Got my card on time Reviewed on: 26th January 2022

Love it so easy

Fab customer service I just love it Reviewed on: 26th January 2022

Young but Strong

Zopa are really good at being easy and simple to use and understand. I think they have potential to cover more areas such as Apple Pay and app updates but I have not had a bad experience and where they make mistakes they have looked after me. This was tested once when I asked to be refunded. Reviewed on: 26th January 2022

The best credit card

I like using credit card zopa because I can use the money as leverage to buy things now and pay for them later. Reviewed on: 26th January 2022

Zopa are great

I have had the best experience being a zopa consumer the app is really easy to use and the interest rates are great. Reviewed on: 26th January 2022

Pure clarity

Very straight forward, no nonsense & idiot proof ish. Lol Reviewed on: 26th January 2022

Awesome credit card

A very easy credit card to manage and the app works. All information on the app is up to date and easy to access. Very good company to use. Reviewed on: 26th January 2022

So far so good

only got it so I don't know yet. We shall see next month Reviewed on: 26th January 2022

Excellent service

Excellent service, good credit card, good apr Reviewed on: 26th January 2022

Super user friendly finance

User friendly, easy to stay in control, and accessible. What’s not to like? Reviewed on: 26th January 2022

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