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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

brilliant

brilliant help just when i needed it Reviewed on: 25th January 2022

Fantastic support, amazing service,

Fantastic support team. Amazing customer service team. Great information and help. Reviewed on: 25th January 2022

I choose Zopa for my credit score as they are the best!

I love using Zopa. They are a very reliable source for my credit card and credit score. They team is always helpful and supportive anytime I'm in need of help. I'm a proud Zopa customer Reviewed on: 25th January 2022

Excellent and modern services.

Very user friendly app and customer service with savings options to help organise finances into pots. Brilliant. Reviewed on: 25th January 2022

Easy, dependable and realistic

Such a great, seamless and easy process from application to management of account. I would HIGHLY recommend Zopa to all my friends and family Reviewed on: 25th January 2022

Down to earth

Fantastic company understanding peoples Circumstances are helping them accordingly Reviewed on: 25th January 2022

Brilliant!!

An amazingly easy to use financial organisation. Helpful to those with a credit score that's less than desirable to others and have come to my rescue on several occasions. I cannot speak highly enough of Zopa! Reviewed on: 25th January 2022

Easy to use, efficient support,

Nothing to claim only the gratification of being able to use Reviewed on: 25th January 2022

Very practical

Best experience so far with Zopa very practical and will definitely recommend. Reviewed on: 25th January 2022

Easy to like

Great card great service. Needed to get a card when credit application was being refused took a chance no regrets. Reviewed on: 25th January 2022

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