Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Love it so easy

Fab customer service I just love it Reviewed on: 26th January 2022

Young but Strong

Zopa are really good at being easy and simple to use and understand. I think they have potential to cover more areas such as Apple Pay and app updates but I have not had a bad experience and where they make mistakes they have looked after me. This was tested once when I asked to be refunded. Reviewed on: 26th January 2022

The best credit card

I like using credit card zopa because I can use the money as leverage to buy things now and pay for them later. Reviewed on: 26th January 2022

Zopa are great

I have had the best experience being a zopa consumer the app is really easy to use and the interest rates are great. Reviewed on: 26th January 2022

Pure clarity

Very straight forward, no nonsense & idiot proof ish. Lol Reviewed on: 26th January 2022

Awesome credit card

A very easy credit card to manage and the app works. All information on the app is up to date and easy to access. Very good company to use. Reviewed on: 26th January 2022

So far so good

only got it so I don't know yet. We shall see next month Reviewed on: 26th January 2022

Excellent service

Excellent service, good credit card, good apr Reviewed on: 26th January 2022

Super user friendly finance

User friendly, easy to stay in control, and accessible. What’s not to like? Reviewed on: 26th January 2022

Amazing

Quality service. First class. Would definitely recommend Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Marbles Credit Card
from NewDay 4.32 from 542 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub