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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Outstanding customer service

Just that customer service is second to none Reviewed on: 26th January 2022

No faf easy

No dramas. Never a crisis always helpfull Reviewed on: 26th January 2022

The best credit card

my experience has been amazing, I'm delighted with my Zopa credit card, I can do everything I need through the app in a very simple way. I recommend to all my friends and family to experience this incredible experience! Reviewed on: 26th January 2022

Easy to sign up and great app

It was an easy sign up process and love the app. Helps me stay in control Reviewed on: 26th January 2022

Excellent service

I like that every purchase on the card is sent through immediately so if there are any fraudulent items you can sort these out without any delay. Dealing with Zopa is very easy and no stress. Would recommend without any reservations. Reviewed on: 26th January 2022

Fast easy application process

Excellent fast application process The card came in 2 days and the app is very easy to use Would recommend to all Reviewed on: 26th January 2022

Easy to use and understand easy to pay back

Quick bank transfer or card payment to pay back any spare money you can easy to use great bank Reviewed on: 26th January 2022

British bank award

I have a good experience with this bank Reviewed on: 26th January 2022

Great service undoubtedly

Amazing way to boost our credit score sooner and faster. Reviewed on: 26th January 2022

Great and easy to access

A credit card with a great website to keep you informed how your finances are and when you need to pay Reviewed on: 26th January 2022

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