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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

love my card

5
Easy and hassle free card, wil always use Reviewed on: 25th January 2022
bappy's avatar
bappy

It's a great card

5
It's a great card had no problems thanks zopa Reviewed on: 25th January 2022
Lewis Blackburn's avatar
Lewis Blackburn

Amazing

5
Convenient I love the app easy to use It’s been really smooth Reviewed on: 25th January 2022
Cathreen Martin's avatar
Cathreen Martin

Very good service

5
Very good service and easy to use app Reviewed on: 25th January 2022
Neil's avatar
Neil

Great wee card

5
Been a customer for months now, and never any issues, pay my balance straight away using the app and even be able to use the balance straight away Reviewed on: 25th January 2022
John Graham's avatar
John Graham

Zopa is simply amazing

5
Straightforward and easy to use app and card. Reviewed on: 25th January 2022
Adwoa Appiah's avatar
Adwoa Appiah

No nonsense bank

5
Easy to use with security as a top priority Reviewed on: 25th January 2022
Brian's avatar
Brian

Easy and controllable credit

5
Very simple and effect way of building my credit rating back up. I love that it is online and make managing money easy for me. Reviewed on: 25th January 2022
Michelle's avatar
Michelle

Easy quick service

5
Zopa was so easy and quick to apply for. Decision in minutes! The app is very easy to navigate and keeps you notified when payment is due Reviewed on: 25th January 2022
Claire's avatar
Claire

Good supplier

5
Caring and understanding staff supported by easy clear applications Reviewed on: 25th January 2022
ian gough's avatar
ian gough

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