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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very helpful and keep you informed all the time

If you have a problem they work to help you out and get things running smooth Reviewed on: 26th January 2022

Great costermer service

Always there to help me out with any questions Reviewed on: 26th January 2022

Keeping it simple

As someone building up her credit score they have given me manageable tools to be able to do this with a credit cushion, autopay and a spend tracker! Highly recommended Reviewed on: 26th January 2022

Credit card

Easy to use, keeps me updated on spending. Reviewed on: 26th January 2022

Best of Credit card

its my firs experience..i like it Reviewed on: 26th January 2022

Perfect credit card company

Perfect company to have a credit card with and no set date to pay back what you have used Reviewed on: 26th January 2022

My best friend

This credit card is a fab friend to me. No more asking for help at a needy time. Just ask my credit friend. I treat it with respect and i get a return of benefits. Fab bank and i am very satisfied and pleased to be part of it. Reviewed on: 26th January 2022

Easy, great customer service

I had to change some details and it was effortless and efficient Reviewed on: 26th January 2022

Give me a grand please

................................... Reviewed on: 26th January 2022

Outstanding customer service

Just that customer service is second to none Reviewed on: 26th January 2022

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