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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy, convenient and friendly.

A very good service with ease of use and helped me when I needed the most. A service operated by professionals. Reviewed on: 25th January 2022

User friendly

Have found it useful and handy especially the app Reviewed on: 25th January 2022

So easy to use

All good feedback app is great to use Reviewed on: 25th January 2022

BEST CREDIT CARD IVE USED

This card from Zopa bank is very efficient, I can check my balance within seconds by using the Zopa app, I can pay any outstanding amounts with a bank transfer. If I forget my pin…no problem pass security and pin is displayed. I don’t think I would use any other card now only zopa. Reviewed on: 25th January 2022

Zopa

Oops credit card is really good and very useful they don't pressure u. Reviewed on: 25th January 2022

Great service

Easy to sign up and great service. Reviewed on: 25th January 2022

all really good

Love the live updating when payments made both credit and debits, simple online app. Great thanks Reviewed on: 25th January 2022

Great all round card

Very happy realy good experience Reviewed on: 25th January 2022

Great

Really helpful and highly recommended Reviewed on: 25th January 2022

Brilliant

Great Service . Easy payback and has really helped me. Reviewed on: 25th January 2022

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