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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

No faf easy

No dramas. Never a crisis always helpfull Reviewed on: 26th January 2022

The best credit card

my experience has been amazing, I'm delighted with my Zopa credit card, I can do everything I need through the app in a very simple way. I recommend to all my friends and family to experience this incredible experience! Reviewed on: 26th January 2022

Easy to sign up and great app

It was an easy sign up process and love the app. Helps me stay in control Reviewed on: 26th January 2022

Excellent service

I like that every purchase on the card is sent through immediately so if there are any fraudulent items you can sort these out without any delay. Dealing with Zopa is very easy and no stress. Would recommend without any reservations. Reviewed on: 26th January 2022

Fast easy application process

Excellent fast application process The card came in 2 days and the app is very easy to use Would recommend to all Reviewed on: 26th January 2022

Easy to use and understand easy to pay back

Quick bank transfer or card payment to pay back any spare money you can easy to use great bank Reviewed on: 26th January 2022

British bank award

I have a good experience with this bank Reviewed on: 26th January 2022

Great service undoubtedly

Amazing way to boost our credit score sooner and faster. Reviewed on: 26th January 2022

Great and easy to access

A credit card with a great website to keep you informed how your finances are and when you need to pay Reviewed on: 26th January 2022

Amazing

It’s been so helpful to help me pay things I have needed to pay for now and gives me more time to pay it back Reviewed on: 26th January 2022

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