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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Amazing

It’s been so helpful to help me pay things I have needed to pay for now and gives me more time to pay it back Reviewed on: 26th January 2022

A very good company to deal with

I aplyed for my zopa credit card while wishing to build up my credit sore and they gave me a chance by excepting me and iam grateful for them doing so. Reviewed on: 26th January 2022

Great provider

I've found the whole process from application to use and the notifications within the app to be very easy. Repayments are simple with the in-app services. Reviewed on: 26th January 2022

Highly recommended

Card application was super easy and my card arrived very quickly. Easy to register my card via the app. So easy to make payments via the app Reviewed on: 26th January 2022

Amazing company

Very helpful credit card company Absolutely no problems whatsoever many thanks Reviewed on: 26th January 2022

Great credit card

Decision in minutes, card arrived quickly, great service and a reasonable credit limit. Easy to use and manage. 100% would recommend Reviewed on: 26th January 2022

Very good app

I have been Zopa for the past few weeks and it’s been really the good the app is really good really good to understand would recommend Reviewed on: 26th January 2022

Amazing product and service wow!

Great credit card offer. You just know where you are with the app and it helps you repair your credit score excellent! Reviewed on: 26th January 2022

Great Service

Application was so easy and got my card very quickly. App is super easy to use and navigate. Everything you need in a credit card service Reviewed on: 26th January 2022

Great card and app

I signed up to Zopa to rebuild my credit record again, just a great card, app and experience Reviewed on: 26th January 2022

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