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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

A very good company to deal with

5
I aplyed for my zopa credit card while wishing to build up my credit sore and they gave me a chance by excepting me and iam grateful for them doing so. Reviewed on: 26th January 2022
Darrell Berriman's avatar
Darrell Berriman

Great provider

5
I've found the whole process from application to use and the notifications within the app to be very easy. Repayments are simple with the in-app services. Reviewed on: 26th January 2022
James Ryder's avatar
James Ryder

Highly recommended

5
Card application was super easy and my card arrived very quickly. Easy to register my card via the app. So easy to make payments via the app Reviewed on: 26th January 2022
Penny H's avatar
Penny H

Amazing company

5
Very helpful credit card company Absolutely no problems whatsoever many thanks Reviewed on: 26th January 2022
Keith merchant's avatar
Keith merchant

Great credit card

5
Decision in minutes, card arrived quickly, great service and a reasonable credit limit. Easy to use and manage. 100% would recommend Reviewed on: 26th January 2022
Jade's avatar
Jade

Very good app

5
I have been Zopa for the past few weeks and it’s been really the good the app is really good really good to understand would recommend Reviewed on: 26th January 2022
Macauley orman aldworth 's avatar
Macauley orman aldworth

Amazing product and service wow!

5
Great credit card offer. You just know where you are with the app and it helps you repair your credit score excellent! Reviewed on: 26th January 2022
Anthony Bird's avatar
Anthony Bird

Great Service

5
Application was so easy and got my card very quickly. App is super easy to use and navigate. Everything you need in a credit card service Reviewed on: 26th January 2022
DeannaCee's avatar
DeannaCee

Great card and app

5
I signed up to Zopa to rebuild my credit record again, just a great card, app and experience Reviewed on: 26th January 2022
Lee's avatar
Lee

Amazing company

5
Zopa is very great company, helps me a lot with building up my credit score. Thank you so much! Reviewed on: 26th January 2022
Ruta's avatar
Ruta

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