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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use

Zopa have made it easy to apply and the app is so easy to use. Reviewed on: 26th January 2022

credit builder

a great card to start rebuilding your credit gives you control Reviewed on: 26th January 2022

Super quick and easy

No hassle, all sorted quick and without problems. Really next level company. Reviewed on: 26th January 2022

Great app and service

Quick and easy . The app is great . 10/10 Reviewed on: 26th January 2022

Zopa isn't just just a credit card but money available when you need it.

Great experience with low interests.... Reviewed on: 26th January 2022

Best Bank I've Never Heard Of!

Never heard of this bank before, but, I'm pleasantly surprised! Reviewed on: 26th January 2022

Zopa

The customer service is excellent Reviewed on: 26th January 2022

Should be called. Supa

Zopa always keep me informed we’re I am with my credit, very easy app to use. Simply just supa Reviewed on: 26th January 2022

Excellent

Gave me a chance when others wouldn’t. Reviewed on: 26th January 2022

Best card

App easy to navigate and give me updates on any transaction made Reviewed on: 26th January 2022

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