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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great for using abroad

I got myself a Zopa card to use for my pending holidays abroad. It is the ideal solution with no additional fees for using tgis service. It is nice to have a card that is easy to manage with an affordable limit. Well done Zopa! Reviewed on: 25th January 2022

Mr johnson

Brilliant people very helpful would recommend Reviewed on: 25th January 2022

Easy to use

Very informative and easy to use. Great company Reviewed on: 25th January 2022

Great company

They take into account low credit scores and try to help in the best way they can their site is very easy to use not too complicated basic easy questions and the alert you when needed ie low credit or statement due they contact monthly and keep you informed.... Reviewed on: 25th January 2022

Amazing Simple service

Thay are just amazing very friends Easy to use company with everyone and the Website and app set up perfectly and easy to use just amazing Reviewed on: 25th January 2022

Good card

Good easy to use and great customer service Reviewed on: 25th January 2022

No fuss

No fuss credit card updates each month Reviewed on: 25th January 2022

Great service very helpful

Easy to use an understand easy app overall a very good credit card to get Reviewed on: 25th January 2022

Fantastic credit rebuild

Fantastic credit rebuild. Friendly customer service. Easy to speak to Reviewed on: 25th January 2022

I love Zopa

Quick and easy to use the app is great. Reviewed on: 25th January 2022

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