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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really fast card arrival and fair rates

Applied for card and two days later it’s here, really quick service Reviewed on: 26th January 2022

Zopa is amazing!

Zopa makes it so easy to see what you have spent and what balances you have left. They are very informative and send notifications every time you spend to help you keep track of your spending. They also have an option to help you build you credit rating bu showing you the things you need to work on. Zopa is the best and I’m so glad I found them. Reviewed on: 26th January 2022

Excellent service

The app is simple and easy to use and you can very easily manage all the benefits of your card with it, I cannot fault the service Reviewed on: 26th January 2022

Amazing

Excellent Customer service. always on point Reviewed on: 26th January 2022

Superb

Fantastic customer support and awesome banking app Reviewed on: 26th January 2022

Amazing service

From application to continued service they are first class Reviewed on: 26th January 2022

Amazing Credit Card

This card offers flexibility and is very likely to accept you and provide a credit limit you can manage. Reviewed on: 26th January 2022

Fantastic

This Card suits my every needs and is complimented perfectly by it’s easy is smart phone app which works for me, it’s refreshing because we finally have a bank which works for the people and not it’s share holders Reviewed on: 26th January 2022

Easy to use

Great service when needed. Card came very fast. Easy to make payments Reviewed on: 26th January 2022

Great for getting credit score and your finances back on track

Great helped me manage my credit score and giving me ways to improve it very good company Reviewed on: 26th January 2022

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