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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

5* credit

I can’t fault Zopa, you don’t have to wait days when you make a payment, to see it on your balance. I have another credit card & zoos are far superior to any other cresit facility I’ve ever had 5* Reviewed on: 25th January 2022

Brill and simple to use

Fast reliable and friendly service. No hidden fees Reviewed on: 25th January 2022

Wonderful

Very good attitude towards customers and an understandable application with which you can monitor your finances Reviewed on: 25th January 2022

excellent company.they truly are.

very honest.easy to approach.and always have time for there customers. Reviewed on: 25th January 2022

Zopa is the one for me

Easy to use, the app is straighforward nothing hidden and the notifications everyrime you spend makes tracking ur balance so easy. Prefer this card to the other credit cards ive had in the past. Reviewed on: 25th January 2022

Great company...

Easy to use Web app and helpful friendly site. Important texts updates Great Reviewed on: 25th January 2022

Helpful and friendly

Helpful and friendly staff, easily to use app, very likely to recommend to others Reviewed on: 25th January 2022

Very easy to rate

I did have a problem with a payment due to having previous card stolen and then had to get help sorting it out and the member of staff helped me so much was very polite and really went through things with me and nothing was ever a trouble would genuinely recommend Zola to anyone Reviewed on: 25th January 2022

Great

Good interest rate and better service . Reviewed on: 25th January 2022

Zopa Amazing

I have a few credit cards, and the zopa credit card app is by far the greatest app I've used, everything is user friendly and simple to use. Well done zopa Reviewed on: 25th January 2022

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