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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great for getting credit score and your finances back on track

Great helped me manage my credit score and giving me ways to improve it very good company Reviewed on: 26th January 2022

Excellent answer to application

It was a quick application and an answer within minutes and easy to use and the app also Reviewed on: 26th January 2022

Brilliant, simple, easy app

Being with zopa is great. I get alerts when I spend and setting everything up was easy. The application was straight forward and approved in minutes. Looking forward to building my credit rating even more with zopas responsible help. Reviewed on: 26th January 2022

Excellent

Great bank would never not pass them onto friends and family. Reviewed on: 26th January 2022

Excellent always let you know few days before uour due payment

I think it easy to use card in shops,,never have problems using the card ,I would recommend to people to apply for one ty Reviewed on: 26th January 2022

Really good in sulving problems

Really good ,I’m so happy with the card and service Reviewed on: 26th January 2022

Great service and clear application method

I was very impressed with the application process right through to the using of my digital card and on-line services Reviewed on: 26th January 2022

Best card available!!!!

Zopa was so easy to apply hardly any time waiting for confirmation and they keep you updated almost instantly after any transaction you make first class service would recommend it to anyone family and friends Reviewed on: 26th January 2022

Zopa

Great credit card and easy to use app Reviewed on: 26th January 2022

Zopas decent like

This card has helped me out a good few times in recent times while fighting for my kid, I don't know what I would have done without it Reviewed on: 26th January 2022

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