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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Plane and simple like life should be

Makes life that little bit easier great job Zopa crew Reviewed on: 25th January 2022

Modern digital banking

Easy to manage - straight forward - payments instantly processed and available. App great!! Reviewed on: 25th January 2022

Top card

Easy to use, fees are reasonable great services Reviewed on: 25th January 2022

Easy to use

Very easy to use app. Also re payments are instantly updated on app not having to wait 3-4 days like some other credit cards Reviewed on: 25th January 2022

My personal experience

Zopa is a no hassle great flexible friend to have. Easy app to use on the go. No awkward site map. Highly recommend to all Reviewed on: 25th January 2022

Helped me so much through hard times

Helped me so much through hard times Reviewed on: 25th January 2022

Great

Very good customer experience, call answering was professional and in good time and I enjoy using my card Reviewed on: 25th January 2022

Fair and simple banking

Good honest banking with no surprises Reviewed on: 25th January 2022

Easy to apply and manage

Really good credit card company. Easy to apply and manage credit. Super easy friendly app to navigate and secure transactions Reviewed on: 25th January 2022

Mr

Easy to use . Statements are on time and easy to understand. Reviewed on: 25th January 2022

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