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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great support

Great and easy to use always know where your limit is and how to better your spends and score Reviewed on: 26th January 2022

The best experience with Zopa

Excellent customer service and a website full of information Reviewed on: 26th January 2022

Had no problems since ive started!

The app is brilliant never a problem with it compared to other credit card companies. Reviewed on: 26th January 2022

Great Card Zopa

Everything about this Card is perfect love my Zopa card Reviewed on: 26th January 2022

Gave me hope

Zopa have been amazing! My credit history has not been great and in all honesty applied on a whim and to my surprise was approved for a credit card. By having the additional cash has really helped with managing my finances and has given me hope in rebuilding my credit score whilst learning to borrow sensibly. I love that if you pay back early there are no interest fees which makes me want to pay back earlier each month. The application process was super slick and simple to use and my card arrived way earlier than anticipated. Highly highly recommend to anyone who is looking for an easy hassle free solution! Reviewed on: 26th January 2022

Very good

I am happy with Zopa. I had a good experience with them Reviewed on: 26th January 2022

Excellent quality service

Excellent quality service with people Reviewed on: 26th January 2022

My review

Zopa are a fair and listening company, their credit card was simple to apply for and decision was instant so i would recomnend them very highly to anyone, other banks dont give people with credit history that isnt perfect a fair hearing, so thats why i very highly recommend zopa. Reviewed on: 26th January 2022

Excellent service

Issued me with a credit card with a manageable limit and I couldn't be more delighted with the app, recommend 100% Reviewed on: 26th January 2022

Great service

I have had great service and use of my account with zopa, and thoroughly recommend them for others to use. Reviewed on: 26th January 2022

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