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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Deffo recommend this credit car to my friends

Brilliant credit card will deffo recommend Reviewed on: 25th January 2022

Well done guys

Happy of the cooperation so far Reviewed on: 25th January 2022

Best Credit Card Ever !!!!

Zopa is one of the best companies in the UK to provide you with credit cards and stuff I highly recommend this company I never had any problem with them everything goes so smooth definitely 5 star Reviewed on: 25th January 2022

Zopa what a great credit card

Zopa is a great credit card to use with an easy app to use and keep you on track Reviewed on: 25th January 2022

Gave me the start I need

Gave me a start when nobody else would my score is now going up Reviewed on: 25th January 2022

The best

Very well accepted in most places easy to use Reviewed on: 25th January 2022

Simple and easy to use

App is stable and easy to use. Card works and customer service/communication excellent Reviewed on: 25th January 2022

Very good

Easy access to customer services and prompt reply Reviewed on: 25th January 2022

At the touch of an app!

Really easy application, approval was quick and very straightforward, no hoops to jump through! App was set up quickly and card received within a few days. App is so easy to use and repayment is instant, meaning your money doesn’t disappear into the banking ether for a few days whilst it reaches your account! App is live so it’s easy to keep on top of spending and repayment. Would recommend whole heartedly! Reviewed on: 25th January 2022

Great card

Great card, easy to set up and use. Never had an issue. Reviewed on: 25th January 2022

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