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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Amazing

Zopa have given me a chance to start improving my credit rating when no one else would. Amazing and very easy to set up and manage Reviewed on: 26th January 2022

Credit card!

I had a lot of trouble with the documents needed for my credit card to be sent out with other companies. So I tried Zopa I got accepted straight away. Send my correct documents that were needed and I got my card sent out in 5 days. The Zopa app is also very good! Everything you need to know is on there! I couldn’t recommend this company if you want a credit card quick and easy! 10/10 service!! Reviewed on: 26th January 2022

Great customer service

Everything is very quick and easy can’t rate them enough Reviewed on: 26th January 2022

Fabulous

Easy app to use. Brilliant customer service without a long wait to speak to an advisor. Best bank I’ve ever used! One happy customer. Thank you! Reviewed on: 26th January 2022

I will definitely recommend Zopa

Easy way to apply for credit card and and build your credit score best customer service. Reviewed on: 26th January 2022

Excellent service

Excellent service Helped me out when I needed it Very professional Reviewed on: 26th January 2022

Just what you need!

The best help I have to better my credit score! Reviewed on: 26th January 2022

Zopa credit card

Good customer service , easy to use quick response toward application , easy to manage Reviewed on: 26th January 2022

Very good

I love the app and everything about the card and company Reviewed on: 26th January 2022

Excellant service

Helpful and customer focused with complete empathy for the customer Reviewed on: 26th January 2022

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