Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very Happy

Very good service & very happy and would E commend Reviewed on: 25th January 2022

Waste of time unable to talk directly

Utter waste of time this company Reviewed on: 25th January 2022

Great credit builder

No hassle, easy to use great customer service Reviewed on: 25th January 2022

Brilliant service and very good service

Always good to speak to everyone and very friendly staff all the time Reviewed on: 25th January 2022

A card worth getting

Prompt service, helpful staff and I love getting a text almost instantly after spending money with the card Reviewed on: 25th January 2022

Easy to use

From applying to getting the card and also using the card, everything as been really easy Reviewed on: 25th January 2022

Good value

Able to get in touch quite easily,which is very important also very polite and friendly. Reviewed on: 25th January 2022

Quick easy to use

I always know where I am with my credit from Zopa, easy to use quick and fantastic customer service Reviewed on: 25th January 2022

I used zopa cardit card and I recommend my all faimly

When when I need zopa catdit card help me I really love ❤️ this cardit card Reviewed on: 25th January 2022

Great service

Excellent Convenience. Zopa Credit cards give you purchasing power worldwide — locally and overseas, in stores, online and by phone. .highly recommended Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 3.96 from 161 reviews
Purchase Credit Card
from Halifax 3.75 from 18 reviews
Balance Transfer Credit Card
from Halifax 4.41 from 57 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5781 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub