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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Very good customer care

The customer care is very important to me and Zopa has met all my expectations as far as customer care Reviewed on: 26th January 2022

Excellent service and up to date info

I have nothing much to say but I've no complaints only praise Reviewed on: 26th January 2022

An opportunity to grow

Thanks to Zopa I’m now in a position to grow my credit rating and get back on track - excellent app, tracking and seem less usage Reviewed on: 26th January 2022

Great!!!

Zopa have always been great to me. Quick friendly and always ready to listen. I| would recommend them them to anyone who wanted a no hassle bank. Reviewed on: 26th January 2022

Really very good

Fantastic app I have one more credit card but is not like Zopa Zopa credit card help me always Thanks Zopa Reviewed on: 26th January 2022

Perfect credit card

I get card in 2 days super fast , good rates as well Reviewed on: 26th January 2022

Excellent

Excellent really easy to use friendly people very quick to answer any queries Reviewed on: 26th January 2022

Reliable

This is the only loan lenders I’ve been using , it’s very reliable and gives me an instant loan in minutes! Reviewed on: 26th January 2022

Amazing company

Very helpful and amazing to bank with Reviewed on: 26th January 2022

Very easy to set up and use

This has been so easy to set up and use within minutes can’t express how easy it was and how pleased I am Reviewed on: 26th January 2022

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