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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great

The best thing about Zopa credit card for me is the lack of fees, there are only 2 and I never get them. The app is really easy to navigate. Reviewed on: 25th January 2022

Great card

took this card last year great credit limit and interest rate great card Reviewed on: 25th January 2022

Excellent

Easy to use, efficient and modern. Reviewed on: 25th January 2022

Best bank by miles

I have had no problems with zopa for as long as i have had their card. From needing extra time when i had trouble to help and advice when i needed it most, they have been absolutely brilliant. Can't fault them one bit. Reviewed on: 25th January 2022

Great Company! Helpful!

Such a simple process to apply, very clear instructions and terms. Really quick response on application and car d was sent out and recieved within 5 days. It really helps me budget and hopefully will build my credit Reviewed on: 25th January 2022

Very easy process

If wax so easy to apply and didn’t take long for it to approved Reviewed on: 25th January 2022

Zopa - Great card

Great card. Quick and easy application. Good rates. Easy to use app. Much better than other cards out there Reviewed on: 25th January 2022

Very helpful

Very good company and very helpful Reviewed on: 25th January 2022

Best

The best,easy to use,deposit and payment in a second Reviewed on: 25th January 2022

Easy to deal with...no hassle to apply and card arrived quickly

Very competitive credit card for people with not so good credit Reviewed on: 25th January 2022

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