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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Perfect and lovely colour card

Easy to apply and the app is simple to navigate love it Reviewed on: 25th January 2022

Zopa is great

Great app and easy to use functionality. Would highly recommend Reviewed on: 25th January 2022

Excellent

Excellent all round service always helpful and they genuinely care about improving your credit rating and getting you back on track by never letting you borrow more than you really can afford , would highly recommend . Reviewed on: 25th January 2022

Great alround

Great card and has good to use for banking all round good service Reviewed on: 25th January 2022

Fantastic service!

I have been using my zopa credit card for about a year now and it is just so easy to make payments and check balances using the app. IT JUST WORKS Reviewed on: 25th January 2022

The best provider

Very profesional, app easy to use Reviewed on: 25th January 2022

Amazing

Great experience, easy to repay and use! always there if need to get hold of Reviewed on: 25th January 2022

Zopa

Very good credit card rates 100% Reviewed on: 25th January 2022

Costumer service

Great costumer service, keep us well informed about what's happening with the credit and payments, friendly helpful staff Reviewed on: 25th January 2022

great team of freindly helpful people

I got a card had few probs at start using and paying bk etc but after speaking with the team things were sorted straight away while I was in the phone a huge help in my time of need can't thank them enough xx Reviewed on: 25th January 2022

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