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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Happy customer

5
The applying for the card was quick and easy. And I have never had any issues since getting my card and I am kept up to date with regular contact and use of the app is simple Reviewed on: 26th January 2022
Helen 's avatar
Helen

Great

5
With having not great credit this has been great to build up my credit. Great company. Easy repayments and great customer experience. Reviewed on: 26th January 2022
Christine Easthope's avatar
Christine Easthope

Excellent

5
Best card for a new resident . When I applied for the card , I was a bit unsure but when I was approved, I decided to recommend it to everyone Reviewed on: 26th January 2022
michayel07@ymail.com's avatar
[email protected]

Well managed

5
Easy to manage my spending and gives you an option to put aside a reserve for emergencies. Reviewed on: 26th January 2022
Liam's avatar
Liam

So helpful

5
Amazing service and always happy to help with great people Reviewed on: 26th January 2022
Hannah Hodgkiss's avatar
Hannah Hodgkiss

Easy to use

4
App user friendly, card flexi to use with cushion set, hope to have more innovative features as well soon Reviewed on: 26th January 2022
Wing Chun Alexander Chow's avatar
Wing Chun Alexander Chow

Excellent

5
Very easy to use. Good savings account aswell. Reviewed on: 26th January 2022
Tim bale's avatar
Tim bale

Amazing bank

4
Love love love my card so easy to use Reviewed on: 26th January 2022
Marie Crane's avatar
Marie Crane

Easy

5
Good company! Very easy to work with. Reviewed on: 26th January 2022
Zigmars Dzenis's avatar
Zigmars Dzenis

Past poor credit rating

5
Helpful to try and build your credit history for the best Reviewed on: 26th January 2022
Liam's avatar
Liam

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