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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Past poor credit rating

Helpful to try and build your credit history for the best Reviewed on: 26th January 2022

Fabulous

Good customer service and instant reply Reviewed on: 26th January 2022

Absolutely brilliant

Very helpful and easy to use the app .quick response when got a query Reviewed on: 26th January 2022

Excellent

So easy to apply and really good App. Clear to track what you spend as you get a notification every time you use your card. Best credit card I have had. Thank you. Reviewed on: 26th January 2022

Great Service

No hassle great service all on line Reviewed on: 26th January 2022

best credit card

perfect for every day use easy and great to go around Reviewed on: 26th January 2022

Convenient

Really helpful and convenient customer service Reviewed on: 26th January 2022

Great Company . With great offers.

More than just a credit card. Many offers,on energy,broadband. Quick deposits make sure your always on track. Also helps guide your credit rating. Would recommend to any one. Reviewed on: 26th January 2022

I find it helps with credit rating.

I find contacting customer services very easy & they seem very helpful. Reviewed on: 26th January 2022

All the time

Love it keep me going when am short of money Reviewed on: 26th January 2022

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