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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick, easy and necessary precautions and checks.

Quick, easy and necessary precautions and checks. Helped when I lost my job too regarding payments. Reviewed on: 15th January 2026

I have had Zopa for a while now and compleatly satis...

I have had Zopa for a while now and compleatly satisfied Reviewed on: 15th January 2026

Very happy with zopa.

Very happy with zopa. Good customer service. Reviewed on: 15th January 2026

Excellent Bank and credit card provider I love the e...

Excellent Bank and credit card provider I love the emails that comes through, always positive Reviewed on: 15th January 2026

Transparent

I like the fact that you can clear your balance even if you have purchased something on the same day so it’s an immediate update which no other lender do it that way Reviewed on: 15th January 2026

Excellent to deal with.

It was easy to get my card. Always a pleasurable experience dealing with Zopa on any problems I had, anyone I spoke with was courteous, willing to listen, knowledgeable and always gave me great advice. Reviewed on: 15th January 2026

My experience has been very good am very happy

My experience has been very good am very happy Reviewed on: 15th January 2026

Satisfactory.

Satisfactory. Easy to apply. Credit control. No quick increase in limit. Reviewed on: 15th January 2026

Great company, great customer service, great value f...

Great company, great customer service, great value for money Reviewed on: 15th January 2026

Great company, great coms and happily recommend

Great company, great coms and happily recommend Reviewed on: 15th January 2026

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