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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good card

Easy service, clear to understand, no hidden fees or nasty surprises. Reviewed on: 25th January 2022

Money

Trusted,safe and secure buys and payments Reviewed on: 25th January 2022

Zopa

Fantastic friendly helpful customer service I've been with them for a while now and all I can say is their GREAT. Reviewed on: 25th January 2022

Fantastic

Zopa has been absolutely fantastic. A quick and efficient service. 5 stars Reviewed on: 25th January 2022

Very good experience

Even my credit score was low Zopa gave me the opportunity to have a credit card, I was very pleased to get it. Thanks Reviewed on: 25th January 2022

Awesome card

One of the best cards I’ve ever used Reviewed on: 25th January 2022

Amazing!

That’s honestly the best credit card company I had for years! Brilliant! Reviewed on: 25th January 2022

Great card

Nice and easy to use and a great credit card Reviewed on: 25th January 2022

WELL & TRULY PLEASED

ALLWAYS HAVE MY ZOPA CARD WITH ME I BUY MAKE PAYMENTS I BUY MAKE PAYMENTS THATS GREAT ANY PROBS CUSTOMER SERVICES ARE ALLWAYS THERE WHAT ELSE DO WE NEED Reviewed on: 25th January 2022

Fast payment updates

When you pay Zopa it shows in the app within hours unlike all my other cards which takes days to show. Reviewed on: 25th January 2022

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