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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Brilliant even just for first credit get you going

So helpful customer service app is easy to work and hopefully get my limit increased too soon Reviewed on: 26th January 2022

Excellent

Absolutely amazing. Has really been bene in building my credit rating. Also the phone app is easy and so convenient to use. Keeps you informed of all tour spending, and let's you know when you credit is improving. Reviewed on: 26th January 2022

Easy,Easy.

Great Customer Service and support.Very nice interest rates,and above all fantastic Customer Service and Customer Support. Reviewed on: 26th January 2022

Zopa the name you can trust

Had an emergency and a friend of mine suggested zopa , the rate are unbelievable it surely is one of the best if it not the best. Reviewed on: 26th January 2022

Great, Hastle free banking

Very impressed with the services required and the level of clarity when borrowing. Reviewed on: 26th January 2022

Brilliant

Easy to apply for, to use. The app is easy to follow even for techno divs such as me. Just no hassle, open and fair Reviewed on: 26th January 2022

Top Bank

Amazing easy to use customer support and service is always at hand and to support your needs.. highly recommended Reviewed on: 26th January 2022

Excellent business, no fuss.

All the usual perks from a credit card without any of the hassle. Easy to contact, easy to use. Reviewed on: 26th January 2022

Easy to deal with

New to zopa but good experience so far Reviewed on: 26th January 2022

Easy to use

When I was looking for a credit card to boost my poor credit score zopa was there it is easy to track what you have spent easy to manage via the app I’ve not had a single problem accessing funds anytime I would highly recommend zopa to anyone Reviewed on: 26th January 2022

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