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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Zamazing

Amazing and easy to use, would recommend Reviewed on: 26th January 2022

Great Card

Gave me the opportunity for credit I needed to use in the USA. Reviewed on: 26th January 2022

Happy customer

Simple to use app, good communications, happy with service so far Reviewed on: 26th January 2022

Perfect.

Zopa came at the perfect time . Thank you! Reviewed on: 26th January 2022

Five star

Never had a issue with this company Approved me when no one else would Five star service and great App Reviewed on: 26th January 2022

Best you can get

Very good one.for me and my family and a very helpful way to sort many of the issues in my life Reviewed on: 26th January 2022

Very good and easy use,

I ben use card often , acceptable limit for my spending and needs. Reviewed on: 26th January 2022

Great card

Great card to build credit with and good apr rate. Excellent app that’s easy to use Reviewed on: 26th January 2022

Best bank ever easy friendly and just perfect all round

Online user friend good customer service and just overall brilliant Reviewed on: 26th January 2022

Great service and reliability

Great bank, winner for me! Absolutely would recommend it Reviewed on: 26th January 2022

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