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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service , very helpful staff

Great service , very helpful staff, thank you. Reviewed on: 25th January 2022

Friendly and helpful

Never had a bad day with Zopa, have always been clear about what they do Reviewed on: 25th January 2022

excellent service and communication keep up the good work

great customer service when calling helpful Reviewed on: 25th January 2022

Very good

Apply and easily accepted. Very Good for me thanks zopa Reviewed on: 25th January 2022

The best

The best credit card which I have brilliant service on the time Reviewed on: 25th January 2022

Easy to use

Simple to use, good communication. Reviewed on: 25th January 2022

Perfect card for anyone

The perfect card those starting with their first one, or for those needing a little extra. Reviewed on: 25th January 2022

Super Zopa

Love this credit card...no hassle ...love it how it tells how much you have spent and what your balance immediately ...no having to wait a day or two for balance to update...its instant ...also very easy to make a payment... Reviewed on: 25th January 2022

The best of the rest

great for building your dreams, if you have a friend, be a friend Reviewed on: 25th January 2022

Simple and stress free

Simple applications and quick decision love that you get an updated score regularly. Also easy to use app. Also give you options to looking into saving money elsewhere too with other bills. Happy with all aspects of this service Reviewed on: 25th January 2022

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