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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The easiest way to banking!!

Easy like a kids toy.!! Amazing! Reviewed on: 26th January 2022

Access

Short for cash Zopa quick and easy to apply and use Reviewed on: 26th January 2022

Top credit card

Quick and easy from start to finish, Highly recommended. Reviewed on: 26th January 2022

Perfect.

Amazing service. Very quick working Reviewed on: 26th January 2022

Very happy

Absolutely no issues, 100% happy Reviewed on: 26th January 2022

Reliable

Zoppa is accepted wherever I buy as long as there is Visa Reviewed on: 26th January 2022

Outstanding

No Words, just perfect the perfect of all credit cards. So simple and straightforward. Reviewed on: 26th January 2022

Great people

They where easy to deal with no complications Reviewed on: 26th January 2022

Helped with credit score rating

Good credit card and App. Helped to boost credit rating Reviewed on: 26th January 2022

Zamazing

Amazing and easy to use, would recommend Reviewed on: 26th January 2022

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