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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Easy to use and very transparent

5
Everything is very straightforward. Not like credit cards I have used in the past Reviewed on: 25th January 2022
Rebecca Dowding 's avatar
Rebecca Dowding

Best credit card I have had.

5
When I really needed that extra money, Zopa credit card backed my family up at difficult time when we all going through and yes I would strongly recommend Zopa to anyone who wants quality credit card and outstanding service. Reviewed on: 25th January 2022
SL777's avatar
SL777

Amazing

5
Amazing card, very easy to use and to apply, good customer service Reviewed on: 25th January 2022
Sergio's avatar
Sergio

Amazing

5
Really good for building credit very helpful Reviewed on: 25th January 2022
Kymmie Shimmey Shiney's avatar
Kymmie Shimmey Shiney

Brilliant

5
So great to use. Easy to read statements and easy payments 5star Reviewed on: 25th January 2022
Leanne's avatar
Leanne

Great all around

5
Easy, quick and effective! I can track my spendings so easily. The app is great and easy to navigate! Reviewed on: 25th January 2022
Aine McEvoy 's avatar
Aine McEvoy

A great new Bank without the hasssel

5
Great new bank and they have the service to match. Great auto updates keeps you on top of your account and able to keep a check on your spend. Contact less works a treat too. You don't need a whoppa with Zopa Reviewed on: 25th January 2022
Craig Robinson's avatar
Craig Robinson

Outstanding

5
Love zopa, excellent mobile app, Easy to use Reviewed on: 25th January 2022
Daniel Hold's avatar
Daniel Hold

Quality Bank

5
Really pleased with my service from this credit card. Reviewed on: 25th January 2022
Louise Walter's avatar
Louise Walter

Excellent

5
They are very professional and give excellent service Reviewed on: 25th January 2022
Graham Davies's avatar
Graham Davies

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