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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Great handy card

5
Very easy to manage card with the hassle free app Reviewed on: 26th January 2022

The easiest way to banking!!

5
Easy like a kids toy.!! Amazing! Reviewed on: 26th January 2022

Access

5
Short for cash Zopa quick and easy to apply and use Reviewed on: 26th January 2022

Top credit card

5
Quick and easy from start to finish, Highly recommended. Reviewed on: 26th January 2022

Perfect.

5
Amazing service. Very quick working Reviewed on: 26th January 2022

Very happy

5
Absolutely no issues, 100% happy Reviewed on: 26th January 2022

Reliable

5
Zoppa is accepted wherever I buy as long as there is Visa Reviewed on: 26th January 2022

Outstanding

5
No Words, just perfect the perfect of all credit cards. So simple and straightforward. Reviewed on: 26th January 2022

Great people

5
They where easy to deal with no complications Reviewed on: 26th January 2022

Helped with credit score rating

5
Good credit card and App. Helped to boost credit rating Reviewed on: 26th January 2022

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