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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Zopa is the best

Very easy to use..helpful app..always helpful with any problems..would definitely recommend to family and friends Reviewed on: 26th January 2022

Spectacular

It really came in handy honestly Reviewed on: 26th January 2022

Excellent

All transactions are problem free. Any concerns customer service is on hand immediately and provide excellent advise and are empathetic to your needs. Could not recommend the team at Zopa enough Reviewed on: 26th January 2022

Good honest card - a breath of fresh air

Reasonable interest rates ; I may say the best on the market Reviewed on: 26th January 2022

Zopacalafrajalisticexbeallydocious

Honest,Quick,Understanding, & Real Reviewed on: 26th January 2022

Amazing from first application

Very easy application, fast service. Recommended to all friends and family Reviewed on: 26th January 2022

Great help!

Zopa really helped me to get my credit back on track. Great customer service, handy saving tools. Highly recommend. Reviewed on: 26th January 2022

Best out there

Easy to use, very user friendly with the App and very straightforward. Reviewed on: 26th January 2022

Thanks

Great items this card is fantastic and would recommend it to anyone Reviewed on: 26th January 2022

Very reliable credit card

They are easy to use and also reliable. Customer service top notch. I will highly recommend to all family and friends Reviewed on: 26th January 2022

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