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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very understanding if you have to talk to somebody T&A seem to know what they're talking about Lily Moore

I think they're going in the right direction Reviewed on: 26th January 2022

Good service

All online, no paper bills and reminders when payment due Reviewed on: 26th January 2022

Miss O'Brien

Zopa is a very fair company and im so happy I joined this flexable banking thanks Zopa keep up the great work . Reviewed on: 26th January 2022

Very good

Very reliable and secure bank , helped me when I need support with my finances Reviewed on: 26th January 2022

Awesome Zopa

Easy,Easy, and Easy with the great app it’s super easy to take control of your money and with great offers on other products thrown it it’s just great !!! Reviewed on: 26th January 2022

Simple, secure and efficient

My experience with Zopa has Been very smooth and I couldn’t recommended them anymore Reviewed on: 26th January 2022

Very quick and professional service

As above could no fault it very quick and professionally service. Reviewed on: 26th January 2022

Very straightforward easy-to-use great

100% all grate never had any problems Reviewed on: 26th January 2022

Excellent service easy to apply

Had no problems whats so ever Helpful staff great service Reviewed on: 26th January 2022

Zopa is the best

Very easy to use..helpful app..always helpful with any problems..would definitely recommend to family and friends Reviewed on: 26th January 2022

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