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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good card

Very easy to use and very user friendly and good communication between them and user Reviewed on: 25th January 2022

The helpfull bank

Always watching and helping with ways to improve my rating. Easy banking with thier credit cards and understand everyones needs Reviewed on: 25th January 2022

Efficient

Love they way things are updated quickly online, with fast notifications too. Reviewed on: 25th January 2022

Easy to use site and good customer service

Smooth account openining and easy online management Reviewed on: 25th January 2022

Easy service

Great and easy with the app always on control Reviewed on: 25th January 2022

I was standing from start to finish

I was standing from start to finish Reviewed on: 25th January 2022

Zopa credit card

Just outstanding service from Zopa, thank you! Reviewed on: 25th January 2022

Always There for you

I have nothing but the utmost respect for ZOPA, they are always there to help you. Reviewed on: 25th January 2022

Trust when needed

Zopa were the only card that believed in me after a bankruptcy. They have been amazingly helpful when badly needed Reviewed on: 25th January 2022

Best card

Very easy to use card with transaction and the app is do easy to use with out a hassle also making payment is definitely easy Reviewed on: 25th January 2022

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