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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent company

Excellent app, everything is easy if you need help. Reviewed on: 26th January 2022

Very understanding if you have to talk to somebody T&A seem to know what they're talking about Lily Moore

I think they're going in the right direction Reviewed on: 26th January 2022

Good service

All online, no paper bills and reminders when payment due Reviewed on: 26th January 2022

Miss O'Brien

Zopa is a very fair company and im so happy I joined this flexable banking thanks Zopa keep up the great work . Reviewed on: 26th January 2022

Very good

Very reliable and secure bank , helped me when I need support with my finances Reviewed on: 26th January 2022

Awesome Zopa

Easy,Easy, and Easy with the great app it’s super easy to take control of your money and with great offers on other products thrown it it’s just great !!! Reviewed on: 26th January 2022

Simple, secure and efficient

My experience with Zopa has Been very smooth and I couldn’t recommended them anymore Reviewed on: 26th January 2022

Very quick and professional service

As above could no fault it very quick and professionally service. Reviewed on: 26th January 2022

Very straightforward easy-to-use great

100% all grate never had any problems Reviewed on: 26th January 2022

Excellent service easy to apply

Had no problems whats so ever Helpful staff great service Reviewed on: 26th January 2022

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