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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Life Saver

When I was struggling a bit and Xmas coming Zopa gave the helping hand I needed. Not too much credit for me to get in bad debt, but enough for me and my family/grandchildren to have a lovely Christmas. Reviewed on: 26th January 2022

Best card

Every time you use it you get a email from them which tells you where you used it and how much you spent and your new balance Reviewed on: 26th January 2022

Simple and really useful

A good credit card with a useful application working fine on my Android phone. Serves it purpose well - I am happy to recommend it after a year or so of using it. Reviewed on: 26th January 2022

All is needed for Credit company

Zopa are brilliant and very easy to use and deal with. They help you out and point things out to you asa a customer. Great service. Highly recommended. Reviewed on: 26th January 2022

They understand you always.

They always let you know your standards. Reviewed on: 26th January 2022

Helpful

Helping me build my credit and accepting me had been great Reviewed on: 26th January 2022

Outstanding!

Zopa have the best customer service. Always helpful and friendly. The app is nice and easy to use and I honestly couldn’t be happier with the card itself. Thank you! Reviewed on: 26th January 2022

Quick and easy to apply

Applied for card got accepted and arrived with in 7 days with my limit. Several options for repayment Reviewed on: 26th January 2022

Nice

I like the idea , helping me get some more Reviewed on: 26th January 2022

Excellent company

Excellent app, everything is easy if you need help. Reviewed on: 26th January 2022

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