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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Card

The card came within a week of being accepted and the app is easy to use and explains about the card. Reviewed on: 26th January 2022

Magic

Great card no problems will recommend to friends Reviewed on: 26th January 2022

Zopa are perfect for setting good credit

The app is accessible and easy to set up. Perfect to understand. It’s a great card to have. Thanks Zopa Reviewed on: 26th January 2022

Easy to use

Easy to use and understand. It’s my first credit card and it’s been a great experience to start with Reviewed on: 26th January 2022

Zopa is amazing!

I love zopa! As it’s so convenient to use. Yes I would definitely recommend to friends/family. x Reviewed on: 26th January 2022

People who give you a chance

I don't have the best credit score and I did struggle to get accepted by many of the so called big brands then I found ZOPA who accepted me without any fuss I use the card and pay the bills which are easy enough to manage Zopa are a good company and offer a good service . Thank you Reviewed on: 26th January 2022

Great just great

Fantastic easily accepted really great credit limits comfortable limits aswell as repayments the customer care is brilliant and the app is so easy to use all in all a brilliant company Reviewed on: 26th January 2022

Excellent service

I love it. Card arrived super fast, app is user friendly and easy Reviewed on: 26th January 2022

Winner

It's easy and simple no hassle. From start to finish application check completed card arrived, activate and used.. Reviewed on: 26th January 2022

I do appreciate that I was allowed to get the credit card

The zopa bank and app is so easy to use allows me to check all details. Good of service Reviewed on: 26th January 2022

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