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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good

Great card, low rates and great online banking services Reviewed on: 25th January 2022

Excellent what more can I say

Quick Easy Helpfull no hassles.Great app to use and also notifications everytime you use the card and make a payment towards your account. Reviewed on: 25th January 2022

The best

The best card I have by far.. App is easy to set up and easy to use Reviewed on: 25th January 2022

Good customer service

I got Zopa credit card last year!! I didn't hear before about this credit card but I have a very good experience. No fee to used it abroad for me it nice . Reviewed on: 25th January 2022

So easy to use and set up!

Great customer experience and so easy to use Reviewed on: 25th January 2022

What more could you possibly want!

Great coms, fab app, good rates! Reviewed on: 25th January 2022

Excellent

Excellent customer service and good credit builder card Reviewed on: 25th January 2022

Great card

Excellent credit card for the new people looking for credit Reviewed on: 25th January 2022

5 stars

Great service, payments clear straight away, and app is great as well. Reviewed on: 25th January 2022

Positive

Everything about zopa is easy to use. From application to the app and clear information given Reviewed on: 25th January 2022

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