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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excelent bank , great app and easy to use

So easy and effective, I feel in complete control over my money! Reviewed on: 25th January 2022

Support

Very supportive. I have never had any issues with my account Reviewed on: 25th January 2022

Easy going what everyone needs

Straight forward easy to apply great credit card Reviewed on: 25th January 2022

First Class Operation.

Great customer service.Easy to use apo and great security measures. Reviewed on: 25th January 2022

Yes.....

AMAZING......SUPER......RECOMMENDED...... Reviewed on: 25th January 2022

Excellent customer support

Easy application and friendly customer support Reviewed on: 25th January 2022

Easy and useful app

Zopa’s App is easy to use and the card is accepted everywhere with visa, I have had no problems at all, activating it was really easy and no problems using it and my credit rating has improved since having it which is why I got the card in the first place, I am very happy with it and the service provided with it. Reviewed on: 25th January 2022

Easy access

Fast service, friendly back office, Reviewed on: 25th January 2022

Good

I like is very good,this card help my Reviewed on: 25th January 2022

Fantastic credit scoring builder

Zopa has been a great credit score builder. Highly recommended to friends and family. Reviewed on: 25th January 2022

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