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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Come in just st the right time

Just when my luck was down Zopa gave me a boost just what I needed just at the right time Reviewed on: 26th January 2022

£££Zopa - soup

I have been few months with Zopa is so far as very good service so is worth to try to see how far can you go.. Reviewed on: 26th January 2022

Service

Excellent service I love Zopa would love to recommend Reviewed on: 26th January 2022

Exerlant

So good and quick exerlant on line services can't fault it enough so happy I have one Reviewed on: 26th January 2022

cant ask for more

brilliant easy to use app no struggling to understand complicated texts best card ever Reviewed on: 26th January 2022

Better than the rest

Hassle free, no nonsense credit card company. Best I’ve used in over 30 years Reviewed on: 26th January 2022

Best Card

The best credit card I've had, the app is simple to use and helps you stay in control. Reviewed on: 26th January 2022

Great

Really easy to get on with and great app Reviewed on: 26th January 2022

Thank you

I cant fault my experience with the company all very helpful Nc not had any problems unlike some others I have used, very happy and would definitely recommend a friend, Reviewed on: 26th January 2022

Zopa the best credit card

Easy application, great app, access 24/7 very quickly updated, I am really happy Reviewed on: 26th January 2022

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