Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Zopa the best credit card

Easy application, great app, access 24/7 very quickly updated, I am really happy Reviewed on: 26th January 2022

Great Card

The card came within a week of being accepted and the app is easy to use and explains about the card. Reviewed on: 26th January 2022

Magic

Great card no problems will recommend to friends Reviewed on: 26th January 2022

Zopa are perfect for setting good credit

The app is accessible and easy to set up. Perfect to understand. It’s a great card to have. Thanks Zopa Reviewed on: 26th January 2022

Easy to use

Easy to use and understand. It’s my first credit card and it’s been a great experience to start with Reviewed on: 26th January 2022

Zopa is amazing!

I love zopa! As it’s so convenient to use. Yes I would definitely recommend to friends/family. x Reviewed on: 26th January 2022

People who give you a chance

I don't have the best credit score and I did struggle to get accepted by many of the so called big brands then I found ZOPA who accepted me without any fuss I use the card and pay the bills which are easy enough to manage Zopa are a good company and offer a good service . Thank you Reviewed on: 26th January 2022

Great just great

Fantastic easily accepted really great credit limits comfortable limits aswell as repayments the customer care is brilliant and the app is so easy to use all in all a brilliant company Reviewed on: 26th January 2022

Excellent service

I love it. Card arrived super fast, app is user friendly and easy Reviewed on: 26th January 2022

Winner

It's easy and simple no hassle. From start to finish application check completed card arrived, activate and used.. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub