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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Money

Easy and safe to use...simply payments Reviewed on: 25th January 2022

Extremely satisfied customer

I have found the ZOPA credit card refreshing to use. It literally is a "no hassle" card and what I love most about it is that the moment I pay into it the money is registered immediately (unlike most cards) and if I wanted to use the money paid in, it is immediately available. Reviewed on: 25th January 2022

Excellent credit card

Awesome service, easy to use app, brilliant for improving your credit score, what more could you want!! Reviewed on: 25th January 2022

Good service and very helpful

Zopa give good advice on your finances and explain things easily so it's easy to understand Reviewed on: 25th January 2022

Easy to use app

Fantastic app for card. Easy to use and keeps you up to date with everything. Great support Reviewed on: 25th January 2022

Never had any problems

Zopa , yeh really good & fair , never had a problem with them Reviewed on: 25th January 2022

An excellent credit card

It is the best credit card with excellent availability to check your statements and your balance Reviewed on: 25th January 2022

Happy and fair service at a fair rate!

Payments made easy and affordable. Super easy to manage your finances, user friendly app!! 10/10 Reviewed on: 25th January 2022

Fast service

Very happy, great service fast application. Good company Reviewed on: 25th January 2022

Zopa dupper

A fast easy process helped me out when the main banks wouldn't. The phone app is very good for future borrowing wouldn't highly recommend Reviewed on: 25th January 2022

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