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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent Cstomer Service and Support

Zopa is hands down my fav credit card. The company genuinely cares about its customers and provides taylor made solutions to assist with a multitude of situations. Reviewed on: 25th January 2022

Flexible, friendly and honest

No hidden nasties, straight forward and open credit card. Reviewed on: 25th January 2022

Easy and quick to apply

Best card out there so far so easy and quick to apply had my answer straight away Reviewed on: 25th January 2022

Superb service

Excellent service highly recommended every time Reviewed on: 25th January 2022

great company helpful in many ways

found zopa to be very efficient and helpful with fantastic loan and card rates Reviewed on: 25th January 2022

Easy set up no problems

Easy access , easy payment options , kept up to date on app maintenance, more than happy Reviewed on: 25th January 2022

Great card

Really good app, I like that you get an instant alert every time you make a transaction, this would help if you ever have any unauthorised transactions as you'd know straight away Reviewed on: 25th January 2022

First class

This is a first class service hassle free to buy what you want Reviewed on: 25th January 2022

Brilliant app

Got my Zopa credit card 2 weeks ago. Brilliant app and easy to use . Reviewed on: 25th January 2022

Brilliant

Bees knees couldn’t recommend anymore top class service Reviewed on: 25th January 2022

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