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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa - Credit for people worth more than a credit score

Zopa has been a fantastic provider of credit card services. With a unique app whereby all spend is notified immediately to avoid fraudulent transactions and up-to-the-minute balances, I'd find it hard to use another provider that offers such a great service. Absolutely deserving of this vote. Reviewed on: 26th January 2022

Excellent service

Always helpful ap very easy to use Reviewed on: 26th January 2022

Great for credit building

After struggling for credit Zopa had helped me start building it up again Reviewed on: 26th January 2022

Feras

It is very excellent and helps raise credit It is very easy to use I recommend it to everyone Reviewed on: 26th January 2022

Good service and app.

The entire process of applying for a credit card was simple, easy to follow and without issues, the app is good to navigate and easy to use, making Zopa a great choice for me. Reviewed on: 26th January 2022

Very good

I like everything about zopa card !!! Reviewed on: 26th January 2022

It help really good

I’m glad I using Zopa cos it help me alot Reviewed on: 26th January 2022

Great

Fantastic service would recommend Reviewed on: 26th January 2022

hassle free

hassle free got a card when all the rest refused coz bad rating Reviewed on: 26th January 2022

Great and easy

Easy to use. Clearly and simple too understand the app. Easy to change payment dates and payments. Its just excellent. Reviewed on: 26th January 2022

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