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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great and easy

Easy to use. Clearly and simple too understand the app. Easy to change payment dates and payments. Its just excellent. Reviewed on: 26th January 2022

Quick and easy

One of the quickest and easiest applications I've ever done . I'd recommend zopa to anyone. Using their app just makes things easy to keep track of your spending Reviewed on: 26th January 2022

Excellent

Application was very easy and straightforward. The app is easy to navigate round. Reviewed on: 26th January 2022

Excellent company- quick and no hassle.

Love Zopa! They give great service and the app means that I’m in control of everything from my phone. For anyone wanting quick and hassle free credit, they are absolutely the company to go to. Reviewed on: 26th January 2022

Zopa dupa!!!!!!!!

Great app good company honest people Reviewed on: 26th January 2022

Perfect so easy to

User friendly. Super happy with them Reviewed on: 26th January 2022

Zopa is a very good Credit Card to use especially if you want to rebuild your credit.

The application available to use with the card allows you to manage how much you spend you also can set up a notification which informs you when the card is used. Reviewed on: 26th January 2022

A 21st Customer Service experience

I have had a number customer service experience but I can truly say hands on heart that I am delighted with the genuine application of customer help and the friendly approach also professionalisms. Very good well designed financial products easy to understand the flow of technical information, I am very pleased and happy to have received the invitation also becoming a Zopian investor. Reviewed on: 26th January 2022

Brilliant

So easy to use,manage with really good app . Reviewed on: 26th January 2022

Absolute bliss to my credit

No other company would accept me for my past credit mistake, but these guys gave me a chance and I’m so thankful. Really easy company to work with and honestly a real life saver. Would %100 recommend Reviewed on: 26th January 2022

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