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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant

Brilliant just brilliant number 1for cards and brilliant customer service Reviewed on: 25th January 2022

Best about!

They keep you posted and send reminder so you dont fall behind and you can pay of as you go thru the month also Reviewed on: 25th January 2022

Been very supportive

I was having trouble with my card pin they were very helpful and supportive Reviewed on: 25th January 2022

Brilliant company

I like using this product. They keep you updated with anything going on with your card. Reviewed on: 25th January 2022

Zopa credit card

Excellent credit card for those have poor credit history and give them a chance to rebuild their credit score Reviewed on: 25th January 2022

Easy and friendly

reasonable card easy to apply app is also easy Reviewed on: 25th January 2022

Fair

Been very fair to me and will as much as I can Reviewed on: 25th January 2022

Excellent service

Absolute brilliant bank so simple and easy to use Reviewed on: 25th January 2022

Defo recommend

Totally good service … I would recommend to anyone.. Reviewed on: 25th January 2022

Lovely little credit card

Really good for people with a low credit score Easy to use app Offers available To increase amount if wanted Reviewed on: 25th January 2022

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