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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44338)

Fantastic

5
Excellent customer services , Affordable credit limits, Treat everyone as a individual with different circumstances Would recommend to all family and friends with out a doubt Reviewed on: 26th January 2022
Mrs Diane 's avatar
Mrs Diane

Easy to manage

5
So easy to manage and make payments Reviewed on: 26th January 2022
Pat Reid's avatar
Pat Reid

Excellent Service

5
Really excellent service. Easy to manage via phone app. Highly recommended! Reviewed on: 26th January 2022
Vickz's avatar
Vickz

Simple, easy progressive

5
Quick application, easy to set up and great app! Reviewed on: 26th January 2022
Rob's avatar
Rob

Perfect credit card!

5
Zopa it's the best credit card, that the first card that pin its in the app. They don't charge a lot for fee. Also I don't need to wait 2 days when I paying because its there straight away! I really love this card, thank you Zopa! Reviewed on: 26th January 2022
Marta Szczepanska 's avatar
Marta Szczepanska

Very honest, transparent and trustworthy

5
One of the best credit card I ever had. Very pleasant experience. I would definitely recommend Zopa. Reviewed on: 26th January 2022
Vishwas's avatar
Vishwas

Top class

5
Very professional and helpful any problems are resolved very quickly Reviewed on: 26th January 2022
Mark Boulton's avatar
Mark Boulton

Fantastic

5
I love this card and the app, the app is great to use and everything you need is there. Reviewed on: 26th January 2022
Wayne's avatar
Wayne

Excellent service all round

5
Excellent service all round. Great customer service. Reviewed on: 26th January 2022
Evangeliba Facer's avatar
Evangeliba Facer

Great

5
Reliable and easy to use. No issues since I have been banking with Zopa Reviewed on: 26th January 2022
georgefabray1@gmail.com's avatar
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