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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to manage

So easy to manage and make payments Reviewed on: 26th January 2022

Excellent Service

Really excellent service. Easy to manage via phone app. Highly recommended! Reviewed on: 26th January 2022

Simple, easy progressive

Quick application, easy to set up and great app! Reviewed on: 26th January 2022

Perfect credit card!

Zopa it's the best credit card, that the first card that pin its in the app. They don't charge a lot for fee. Also I don't need to wait 2 days when I paying because its there straight away! I really love this card, thank you Zopa! Reviewed on: 26th January 2022

Very honest, transparent and trustworthy

One of the best credit card I ever had. Very pleasant experience. I would definitely recommend Zopa. Reviewed on: 26th January 2022

Top class

Very professional and helpful any problems are resolved very quickly Reviewed on: 26th January 2022

Fantastic

I love this card and the app, the app is great to use and everything you need is there. Reviewed on: 26th January 2022

Excellent service all round

Excellent service all round. Great customer service. Reviewed on: 26th January 2022

Great

Reliable and easy to use. No issues since I have been banking with Zopa Reviewed on: 26th January 2022

Value savings

The credit card company offering value savings with upto 0.95% AER is good Reviewed on: 26th January 2022

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