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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy to apply and use

Was easy to apply and set up using the app I pay by direct debit monthly and my credit limit has been increased since having my card. Reviewed on: 25th January 2022

Great service for people with poor credit

A really useful company, providing credit support for people with poor credit history that doesn’t cost the earth, great service Reviewed on: 25th January 2022

So easy to use

Great app. Never had any problems. Very easy to understand. Would definitely recommend Zopa Reviewed on: 25th January 2022

Very good card

Very easy to use ,good app recommended Reviewed on: 25th January 2022

Quick easy sign up and great service.

It’s was a very quick easy sign up with no hassle or stress and deliveries exactly what I signed up for. Reviewed on: 25th January 2022

banking at its best

excellent communication first class products Reviewed on: 25th January 2022

Simple the best

Best credit card I've had so far Reviewed on: 25th January 2022

Very user friendly

Easy to use and good website and app Reviewed on: 25th January 2022

Simple and easy

Such a simple and easy service. Alway up to date with spending and always notified when a transaction is made which I love. The app is simple and easy to use and check Reviewed on: 25th January 2022

Amazing

I’ve had a wonderful experience with Zopa Reviewed on: 25th January 2022

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