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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Value savings

The credit card company offering value savings with upto 0.95% AER is good Reviewed on: 26th January 2022

Easy manageable credit building

This is a great card with a manageable limit. Friendly email reminders and a extremely easy user friendly app. Reviewed on: 26th January 2022

Fantastic banking and very understanding customer service

I been with zopa about a year and I fell out of work but they were very understanding with the money ibowed back, so I’d recommend these guys 100% Reviewed on: 26th January 2022

Absolutely fantastic company

What more can you say. Absolutely a1 company to deal with Reviewed on: 26th January 2022

Credit card

Excellent credit card company. They have an encouraging customer service. Reviewed on: 26th January 2022

Great credit card

Great credit card never had any issues Reviewed on: 26th January 2022

Great Card

Easy app linked to your account. Keeps you updated on the running of your account Reviewed on: 26th January 2022

Amazing!!!

Very easy to apply, very fast decision and everything very easy to use/pay etc Reviewed on: 26th January 2022

Just brilliant

I love my zopa credit card so easy to use & easy to pay back can not recommend enough Reviewed on: 26th January 2022

Best card ever

This card allow me the flexibility to purchase what ever goods and services I require on a day to day basis. Reviewed on: 26th January 2022

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