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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

10/10

Can’t ask for a better bank. Friendly service always gets back to you straight away with an answer to your query. Reviewed on: 25th January 2022

Zopa is excellent

It's user friendly, it really helps when you need it most. Reviewed on: 25th January 2022

Low limit

Low limit - 300 after one year used card Reviewed on: 25th January 2022

Love it

Love Zopa, so easy to use. Very helpful staff. Reviewed on: 25th January 2022

Excellent Service

I love the control I have over my Zopa card. It’s been excellent Reviewed on: 25th January 2022

Simple, easy to use and useful

The card was easy to apply for, simple to use Reviewed on: 25th January 2022

Amazing credit card

I've had my Zopa card for 1 year and I have even received an increase, The Zopa card is easy to use and the app makes payments and spending very easy to keep an eye on. Reviewed on: 25th January 2022

Life saver

I have already recommended Zopa to my mum and she agrees that the service is great! Especially when yij get rejected from other credit cards, Zopa has been a God send Reviewed on: 25th January 2022

Easy to use and transparent

An easy to use credit card that does exactly what it says on the tin. Reviewed on: 25th January 2022

Zopa top....... a

Reviewed on: 25th January 2022

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