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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Simple, quick, reliable

Ever since joining I've had no problems with anything, from first applying to monthly use. I have, and would again recommend to anyone. Reviewed on: 26th January 2022

Brilliant

Service straight forward and easy to use. App is fantastic to keep track of spending. Well done zoopa Reviewed on: 26th January 2022

Zopa is a 5* card

Using the Zopa app is so easy and explains everything I need to know about my account. Reviewed on: 26th January 2022

Wonderful company

Wonderful customer service and always willing to assist in times of difficulty Reviewed on: 26th January 2022

Cred card

It is nice bank, good credit and easy access! Reviewed on: 26th January 2022

Great lenders

Very quick and easy to set up, unbelievable rates. Overall cracking service. Reviewed on: 26th January 2022

Outstanding bank ever had

Sense having a zopa account has been an amazing thing they help you find the best deals on the market for your utilities, they lend out loans with the lowest interest, they help you get better credit and much more Reviewed on: 26th January 2022

Great card

Great card good customer service very helpful Reviewed on: 26th January 2022

Brilliant Bank - Efficient customer service

They are quite efficient at dealing with customers online. I registered online and got immediate positive response and few days later I received my card. Reviewed on: 26th January 2022

Credit card

Easy to use site, card is very handy to use anywere. Easy to transfer cash into account online. Reviewed on: 26th January 2022

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