Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44338)

the best

5
is very easy to use to pay back and is great , notification you know all time whats going on . Zopa is the best Reviewed on: 26th January 2022
MIHAELA 's avatar
MIHAELA

Easy and user friendly

5
Easy to apply, great rates. App is superb and helps me manage my account. Reviewed on: 26th January 2022
James Selby's avatar
James Selby

Excellent

5
Great customer service and all round great credit card Reviewed on: 26th January 2022
Josh Robshaw 's avatar
Josh Robshaw

Great Experience

5
Just So Easy To Use This Card With Fast Transactions Reviewed on: 26th January 2022
Starman Starman's avatar
Starman Starman

Excellent service

5
Very simple application process, extremely easy App, smooth transactions both spending and paying back. I would definitely recommend Zopa to friends and family for ease of use and a great way to improve a low credit score! No fees added to use overseas either thank you Zopa :-) Reviewed on: 26th January 2022
Kelly Cooper's avatar
Kelly Cooper

Zopa

5
The credit card is perfect for that little thing you might need and it really simple Reviewed on: 26th January 2022
Boo2468's avatar
Boo2468

Thank you Zopa

5
ZOPA IS JUST SUCH AN UP TO DATE MODERN CREDIT CARD WITH AN EASY TO USE APP. GREAT JOB ZOPA Reviewed on: 26th January 2022
Dunc B's avatar
Dunc B

Great service

5
I had a great abs very quick service my card came quick. Also fully being updated on my spending using my card and a very easy understandable app as well. Reviewed on: 26th January 2022
Kerry Shefford's avatar
Kerry Shefford

Best company I have dealt with

5
Nothing is too much trouble and also dealt with quickly and efficiently Reviewed on: 26th January 2022
Rhian's avatar
Rhian

Excellent

5
Highly recommend, fantastic company, can be used by everyone Reviewed on: 26th January 2022
Sandra 's avatar
Sandra

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6586 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill