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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa is simply the best

Zopa understand situation and help you at the right time of need Reviewed on: 25th January 2022

Excellent service so easy to keep control

Got a Zopa card originally to help my credit rating however I have since had to personal loans that have helped enormously Reviewed on: 25th January 2022

Been great from the start

Needed help and zopa came to the rescue Reviewed on: 25th January 2022

simple and effective

I find Zopa simple and easy to use Reviewed on: 25th January 2022

Quick, friendly and efficient.

I had a bad experience with a website and Zopa recommended I replace my card. This was done very quickly. I would recommend them strongly. Reviewed on: 25th January 2022

Very good

Pleasant customer service always happy to help Reviewed on: 25th January 2022

Zopa. Best for customers who had a financial hip up in their past credit history

Best credit card and customer service for customers with a credit clinch in their financial past. Zopa helps customers like us to get back on track with our credit history. Thanks Zopa. Reviewed on: 25th January 2022

Best card

One of the best credit cards I’ve ever used and the app works really well Reviewed on: 25th January 2022

SERVICE

Just great easy to talk to very helpful everything explained simply Reviewed on: 25th January 2022

Highly recommended!

It has been a tough life.. But Zopa credit card gave me the freedom and flexibility with my finances. So thanks to them. Reviewed on: 25th January 2022

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