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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card to build your credit rating

Zopa has a easy understandable system that allows quick easy acces to allow you to stay in control Reviewed on: 15th January 2026

No hassle company,easy to use ,very satisfied with e...

No hassle company,easy to use ,very satisfied with everything they do . Reviewed on: 15th January 2026

Great credit card and feel im in control and can wat...

Great credit card and feel im in control and can watch the money very closely Reviewed on: 15th January 2026

Top card

Very easy to manage, love the easy app setup Reviewed on: 15th January 2026

Excellent

I've had no problems since receiving the credit card. It's perfect for me. Reviewed on: 15th January 2026

Stress free credit building

Used to zopla after being in an Iva and its been so helpful to start building my credit again Reviewed on: 15th January 2026

No fuss to get cards and the app is great to use.

No fuss to get cards and app is great to use. Easy Reviewed on: 15th January 2026

Excellent all round service

Efficient, cost effective and informative. Reviewed on: 15th January 2026

Great company to deal with, lots of expertise

Great company to deal with, lots of expertise Reviewed on: 15th January 2026

So far so good

No reason as yet not to recommend Zopa to anyone...Excellent service Reviewed on: 15th January 2026

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Want to see more from Zopa?

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